As Decent is a decentralised wallet you will have the mnemonic phrase of your wallet address. And if decent wallet stops all their services and you are not able to access your wallet. So no need to worry about that as decent wallet supports BIP-39 standard format so at that time you can login with your decent mnemonic phrase on any BIP 39 standard supported wallet like ledger or trezor and recover your XDC token
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As Decent is a decentralised wallet you will have the mnemonic phrase of your wallet address. And if decent wallet stops all their services and you are not able to access your wallet. So no need to worry about that as decent wallet supports BIP-39 standard format so at that time you can login with your decent mnemonic phrase on any BIP 39 standard supported wallet like ledger or trezor and recover your XDC token