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FXD Loan Not Liquidated but Repayment Impossible After Fathom.FI Migration (Collateral Locked)

Summary:
I’m unable to repay a legacy FXD loan on Fathom.FI to retrieve my XDC collateral, despite the position never being liquidated and despite the platform instructing users to repay FXD loans as part of the migration.

Key facts:
• FXD position was never liquidated
• Collateral ratios were always healthy
• No liquidation transaction exists on-chain
• If liquidation had occurred, it would appear in transaction history — it does not

What the dApp shows:
• A live “Migrate from Stablecoin (FXD)” guide
• Instructions to repay FXD loans to retrieve XDC collateral
• Warnings that FXD is being deprecated

Actual behavior:
• When connecting the same wallet used to open the FXD position, the UI now shows:
• 0 FXD borrowed
• 0 transaction history
• 0 collateral
• This zero state is incorrect and prevents any repayment action
• No approval, repay, or migration transaction can be executed

Problem:
The migration instructions exist, but there is no executable path to repay FXD or unlock collateral.

Questions:
1. Are legacy FXD positions no longer indexed by the frontend?
2. Do the FXD lending + collateral contracts still allow direct repayment?
3. Is there a manual contract interaction method (Remix / XDC Explorer)?
4. Is there a repayment-only or migration contract for FXD deprecation?

Since the position was never liquidated, the collateral should still be retrievable once repayment is possible.

Any guidance from devs or community members familiar with the FXD contracts would be appreciated.

Discussion (3)

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sean_ profile image
Sean • Edited on

I have forward and discussed this with the Fathom Lead developer and he says that the problem should be resolved in a couple of days.

Please wait till then and try after that.

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weswinarskirgb profile image
weswinarski-rgb Author

Thank you @sean !!

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weswinarskirgb profile image
weswinarski-rgb Author

Hi @yourbroquincy tagging you here since you’ve been actively supporting applications on XDC and engaging with the broader community.

I first became aware of XDC a few years back through conversations and interviews in the XRP/XDC community where you and others were discussing the network, its use cases, and platforms like Fathom.FI. Based on those discussions and the confidence expressed at the time, I began using XDC and related DeFi products.

At the moment, I’m trying to resolve a legacy FXD lending position on Fathom.FI where the position was never liquidated, but the frontend now shows a zero state, which prevents repayment and release of the underlying XDC collateral.

The platform currently instructs users to repay FXD loans as part of the migration, but there doesn’t appear to be any executable repayment path exposed in the UI.

I’m mainly trying to understand whether this is:
• a frontend or indexing issue, or
• something that requires manual contract interaction (wallet, RPC, or explorer-level interaction)

I’m not assuming fault on any individual or team — just hoping to get pointed in the right direction or understand who best to coordinate with so this can be addressed properly. I’m happy to keep everything public so others with similar legacy FXD positions can benefit as well.

Appreciate any guidance you’re able to share.