This is one of the most important aspect which defi lacks. Though one can always borrow with enough collateral, capital efficiency is really a pain point and under collateralized loan becomes really challenging without a credit score that determines the credit worthiness of an individual or an entity even they have a great repayment history.
and since the network is highly focused on trade finance and payments, this becomes very crucial like the same plays a major role in the traditional finance
So, Yes, I would very much like to see this getting deployed on XDC Network
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This really seems like a great idea.
This is one of the most important aspect which defi lacks. Though one can always borrow with enough collateral, capital efficiency is really a pain point and under collateralized loan becomes really challenging without a credit score that determines the credit worthiness of an individual or an entity even they have a great repayment history.
and since the network is highly focused on trade finance and payments, this becomes very crucial like the same plays a major role in the traditional finance
So, Yes, I would very much like to see this getting deployed on XDC Network