<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:dc="http://purl.org/dc/elements/1.1/">
  <channel>
    <title>Developers Forum for XinFin XDC Network: XDC Foundation</title>
    <description>The latest articles on Developers Forum for XinFin XDC Network by XDC Foundation (@xdc_foundation).</description>
    <link>https://www.xdc.dev/xdc_foundation</link>
    <image>
      <url>https://www.xdc.dev/images/R1sOqKWn_hfQAtrV13pj-XAZC1SbmTm1UoqKCLwrPgA/rs:fill:90:90/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL3VzZXIvcHJv/ZmlsZV9pbWFnZS8x/MzEzL2U3OWI2MGEx/LWQ4OWEtNGM5Ni1i/NTllLWY4ZDk3NTY5/NjcwMy5wbmc</url>
      <title>Developers Forum for XinFin XDC Network: XDC Foundation</title>
      <link>https://www.xdc.dev/xdc_foundation</link>
    </image>
    <atom:link rel="self" type="application/rss+xml" href="https://www.xdc.dev/feed/xdc_foundation"/>
    <language>en</language>
    <item>
      <title>Raze Finance launches strategic yield-bearing RWA platform on XDC Network</title>
      <dc:creator>XDC Foundation</dc:creator>
      <pubDate>Wed, 21 Jan 2026 15:00:24 +0000</pubDate>
      <link>https://www.xdc.dev/xdc_foundation/raze-finance-launches-strategic-yield-bearing-rwa-platform-on-xdc-network-2m6o</link>
      <guid>https://www.xdc.dev/xdc_foundation/raze-finance-launches-strategic-yield-bearing-rwa-platform-on-xdc-network-2m6o</guid>
      <description>&lt;h2&gt;
  
  
  USDC holders gain access to yield-bearing and regulated RWA assets.
&lt;/h2&gt;

&lt;p&gt;As USDC stablecoin adoption continues to accelerate, institutional participants face a clear challenge: deploying large-scale stablecoin liquidity into compliant, asset-backed yield opportunities rather than speculative protocols. RAZE on XDC (Raze) addresses this need directly and serves as a critical yield and distribution layer for on-chain capital markets.&lt;/p&gt;

&lt;p&gt;The XDC Network already provides institutions with fast finality, low transaction costs, and enterprise-ready reliability. With Raze now fully integrated with XDC Network, USDC holders gain access to a core platform designed to generate real yield from real-world assets. &lt;/p&gt;

&lt;p&gt;Through its Vault-as-a-Service offering, Raze enables asset owners and issuers to launch stablecoin-denominated vaults backed by private credit, structured debt, and commodities —  while removing the complexity of tokenization, compliance, onboarding, and lifecycle management. &lt;/p&gt;

&lt;h4&gt;
  
  
  The Raze integration unlocks immediate XDC ecosystem value.
&lt;/h4&gt;

&lt;p&gt;XDC Network has seen more than $100 million in USDC liquidity move on-chain. That liquidity now has another leading destination to earn yield. Through Raze, asset issuers gain access to global, stablecoin-native capital, while investors benefit from transparent exposure to asset-backed yield on a purpose-built enterprise blockchain.&lt;/p&gt;

&lt;p&gt;XDC Foundation developed a strategic alliance with Raze Finance to bring RAZE on XDC to market. Director Matthew Weisenthal provides further insight, stating that “building a liquid on-chain economy through RWA tokenization has long been a focus for XDC Foundation. Through RAZE on XDC, capital market flow will nourish this economy for new and existing XDC ecosystem participants.”&lt;/p&gt;

&lt;p&gt;The real assets, real liquidity, and real yield provided through RAZE on XDC are vital components to the further adoption of on-chain trade finance. Small and medium-sized enterprises (SMEs) have yearned for this type of solution since the dawn of blockchain technology. &lt;/p&gt;

&lt;p&gt;The launch of RAZE on XDC signals compelling progress for the industry.&lt;/p&gt;

&lt;p&gt;&lt;em&gt;XDC Foundation strives to cover relevant developments on the XDC Network. Our coverage is intended as a bold and unequivocal endorsement of the network and never as an endorsement of any third party’s products; always consult qualified advisors before making financial decisions.&lt;/em&gt;&lt;/p&gt;

</description>
      <category>rwa</category>
      <category>usdc</category>
      <category>defi</category>
    </item>
    <item>
      <title>U.S. Regulatory Progress and Native USDC Headline XDC Network Growth in 2025</title>
      <dc:creator>XDC Foundation</dc:creator>
      <pubDate>Wed, 21 Jan 2026 12:30:30 +0000</pubDate>
      <link>https://www.xdc.dev/xdc_foundation/us-regulatory-progress-and-native-usdc-headline-xdc-network-growth-in-2025-539g</link>
      <guid>https://www.xdc.dev/xdc_foundation/us-regulatory-progress-and-native-usdc-headline-xdc-network-growth-in-2025-539g</guid>
      <description>&lt;h2&gt;
  
  
  As regulatory hurdles lift, XDC Network’s global reach expands
&lt;/h2&gt;

&lt;p&gt;In 2025, an entire nation – one with an indispensable role in the global economy – embraced blockchain with open arms. Despite a wall of worry and muted retail interest, advancements in and around the crypto industry have quietly laid the foundation for blockchain adoption to accelerate at its greatest pace yet in 2026. &lt;/p&gt;

&lt;h2&gt;
  
  
  A look back
&lt;/h2&gt;

&lt;p&gt;This year’s demand for real-world asset applications drove significant innovation across the XDC ecosystem. Perhaps best exemplified by the integration of USDC and CCTP V2, the XDC Network welcomed new use cases and industry-leading liquidity.&lt;/p&gt;

&lt;p&gt;Through its blockchain industry partnerships and participation in global regulatory discussions, the XDC Network not only witnessed a burgeoning digital economy develop on chain but also saw leaders on the network play a role in shaping the industry’s direction as a whole. &lt;/p&gt;

&lt;p&gt;In ten countries on four continents, leadership, participants, and users of the XDC Network shepherded the use of blockchain, especially in trade finance, where there remains such a dire need for it. In lockstep, the XDC Network’s financial sector partnerships grew massively as it continues to move to solve the $2.5 trillion trade finance gap.&lt;/p&gt;

&lt;p&gt;As we wrap 2025, long-standing initiatives and emerging developments position the XDC Network for its greatest increase in adoption since inception.&lt;/p&gt;

&lt;h2&gt;
  
  
  If 2024 promised a regulatory framework in the U.S., 2025 delivered it.
&lt;/h2&gt;

&lt;p&gt;This year’s passage of the Guiding and Establishing National Innovation for U.S. Stablecoins Act (GENIUS Act) provided the long-awaited rails governing stablecoin issuance and usage in the U.S. It offers consumer protections through strong reserve requirements and provides a safe passage for institutions longing to enter the digital asset space. In the process, the GENIUS Act strengthens the U.S. dollar’s reserve currency status. It also provides the blueprint for more regulatory advancements.&lt;/p&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/69cYLXfz2Xt7v_VZureV0sOMUv0xroISGOW5IYGIZow/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3Ntem9qajh3d3Uw/bm9xcDloaGcxLnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/69cYLXfz2Xt7v_VZureV0sOMUv0xroISGOW5IYGIZow/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3Ntem9qajh3d3Uw/bm9xcDloaGcxLnBu/Zw" alt="Image description" width="880" height="440"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;XDC Network’s interests were represented well at important regulatory discussions, best exemplified by the following: &lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Digital Economy Council of Australia’s (&lt;a href="https://deca.org.au"&gt;DECA&lt;/a&gt;) Annual Policy Forum in Sydney, alongside Ripple, Binance AU, CoinSpot, and other industry players.&lt;/li&gt;
&lt;li&gt;
&lt;a href="https://digitalchamber.org"&gt;The Digital Chamber&lt;/a&gt;’s efforts surrounding blockchain regulation, especially in the U.S. &lt;/li&gt;
&lt;li&gt;The &lt;a href="https://www.canadablockchain.ca"&gt;Canadian Blockchain Consortium&lt;/a&gt;’s legislative discussions in Canada. &lt;/li&gt;
&lt;li&gt;Ongoing efforts by the &lt;a href="https://www.micacryptoalliance.com"&gt;MiCA Crypto Alliance&lt;/a&gt; helped to foster regulatory clarity, compliance, and long-term trust in Europe’s evolving digital landscape.&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/tKFfo6IYVo2Guh4roOtLhMOOWgIbY-aYlnrYhOAELEs/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3YxNWFpM3EzcG9u/YjB6ZGxnbnliLnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/tKFfo6IYVo2Guh4roOtLhMOOWgIbY-aYlnrYhOAELEs/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3YxNWFpM3EzcG9u/YjB6ZGxnbnliLnBu/Zw" alt="Image description" width="880" height="510"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Representative of making inroads with the traditional financial industry, XDC Network’s  Ziv Keinan rang the bell at the SIX Swiss Exchange in Zurich on the momentous occasion of the listing of the first-ever 21Shares XDC Network Exchange-Traded Product (ETP), which allows investors to benefit from XDC’s role in global commerce.[1]  The ETP is denominated in both EUR and USD, and is fully collateralized by underlying XDC assets, which are held securely in cold storage.&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;On separate visits, &lt;a href="http://Fintech.TV"&gt;Fintech.TV&lt;/a&gt; interviewed XDC Network co-founders Atul Khekade and Ritesh Kakkad on the floor of the New York Stock Exchange.&lt;/p&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/a6gwEsaTY-L52-Ct9GMCrQm0g6mGVyfr7kxHsRjzzp4/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L2NlM2o3OXI0am9s/OHRqNzBtem1jLmpw/ZWc" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/a6gwEsaTY-L52-Ct9GMCrQm0g6mGVyfr7kxHsRjzzp4/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L2NlM2o3OXI0am9s/OHRqNzBtem1jLmpw/ZWc" alt="Image description" width="880" height="660"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;As the regulatory landscape evolves to bring long-awaited benefits to blockchain, the XDC Network made noteworthy moves through partnerships, integrations, and acquisitions - particularly in the payments and trade finance sectors.&lt;/strong&gt;&lt;/p&gt;

&lt;p&gt;Circle launched native USDC and cross-chain transfer protocol (CCTP V2) on the XDC Network, adding another pillar to the network’s position in the evolving tokenization landscape. This positions the network to expand its DeFi ecosystem and drive broader adoption.&lt;/p&gt;

&lt;p&gt;The fully-reserved stablecoin provides almost instantaneous on-chain settlement, featuring advanced security and scalable, low-cost transactions. This increased liquidity, reduced counterparty risk, and seamless settlement will benefit trade finance and institutional applications, in particular. Meanwhile, the Circle Cross Chain Transfer Protocol (CCTP V2) provides the rails for USDC to move easily across supported blockchains.&lt;/p&gt;

&lt;p&gt;This year, XDC Ventures, an investment arm within the XDC ecosystem, acquired &lt;a href="https://www.coindesk.com/business/2025/10/22/xdc-network-acquires-contour-to-expand-stablecoins-and-tokenization-in-trade-finance"&gt;Contour Network&lt;/a&gt;. Contour is a blockchain-based platform for digitized letters of credit, bolstering its status as the premier blockchain in trade finance.&lt;/p&gt;

&lt;p&gt;Additionally, the XDC Network integrated institutional-grade compliance into its blockchain through a collaboration with CRYMBO, bringing native support for key compliance features such as the FATF Travel Rule and KYC/AML.&lt;/p&gt;

&lt;p&gt;In 2025, XDC Network, along with &lt;a href="https://archax.com/insights/archax-verseprop-spitfire-daizun-and-xdc-collaborate-on-groundbreaking-tokenised-commercial-real-estate-financing"&gt;Archax, Verseprop, Spitfire Group and Daizun&lt;/a&gt;, successfully tokenized a commercial real estate finance transaction on-chain. This marked a milestone in the tokenization of real world assets on the XDC Network.&lt;/p&gt;

&lt;p&gt;Other Key Blockchain Integrations:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;
&lt;a href="https://br.cointelegraph.com/news/bitcoin-market-targets-18-billion-global-rwa-token-market-in-partnership-with-xdc-network"&gt;Mercado Bitcoin&lt;/a&gt; will utilize the XDC Network infrastructure to expand its digital investment products. The initial phase of the project foresees the issuance of $15MM in fixed-income RWA tokens backed by corporate debt securities of Brazilian companies.&lt;/li&gt;
&lt;li&gt;Brazilian securitization firm &lt;a href="https://www.reuters.com/press-releases/vert-uisa-brazil-first-blockchain-tracked-cra-xdc-network-2025-11-20/"&gt;VERT Capital&lt;/a&gt; announced plans to tokenize up to $1 billion in debt and receivables on the XDC Network, expanding the use of blockchain for structured finance. The first issuance for $75MM tokenized an Agribusiness Receivables Certificate (CRA). It spans four series with maturities up to six years and is now fully trackable on a public blockchain, offering daily transparency, lifecycle auditability, and regulatory compliance.&lt;/li&gt;
&lt;li&gt;XDC was integrated with Stargate's Hydra network, connecting the ecosystem to a unified composable liquidity layer and unlocking seamless, scalable, and low-cost access from 50+ blockchains.&lt;/li&gt;
&lt;li&gt;Through its &lt;a href="https://genfinity.io/2025/04/14/layerzero-now-live-on-xdc-network/"&gt;LayerZero&lt;/a&gt; integration, the network unlocks true omnichain functionality, connecting developers, enterprises, and users to over 125 blockchains. &lt;/li&gt;
&lt;li&gt;Blockchain analytics leader &lt;a href="https://www.elliptic.co/media-center/elliptic-expands-coverage-to-xdc-network"&gt;Elliptic&lt;/a&gt; integrated the network, allowing institutions to meet the gold standard in crypto compliance while tokenizing assets as diverse as treasuries, commodities, and trade instruments.&lt;/li&gt;
&lt;li&gt;XDC Network and its representatives joined industry events around the world, doing its part to cultivate both its community and the broader blockchain ecosystem. &lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/c0ctNBEFt_YKmOxaue4ruhm-EVjvptFMG18nPR18ke4/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L2NyMDlweWRreGVt/MHNqaGF2dWptLnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/c0ctNBEFt_YKmOxaue4ruhm-EVjvptFMG18nPR18ke4/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L2NyMDlweWRreGVt/MHNqaGF2dWptLnBu/Zw" alt="Image description" width="880" height="587"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;In North America, XDC Network had a presence at Crypto Week DC and the Silicon Valley June Summit, where Atul Khekade delivered the keynote address. "Look, this is the future,” said the XDC Network co-founder. “There was a time when there was a little bit of regulatory uncertainty around the space, but I think it's all going mainstream.” Meanwhile, XDC Foundation’s Billy Sebell delivered the keynote address at the Boston Blockchain Summit. XDC Foundation hosted the Institutional RWA mixer as part of its presence as a sponsor at Consensus Toronto.&lt;/li&gt;
&lt;li&gt;On the Asian continent, the network had a presence at ETHDubai, Token 49 in Singapore, RWA Gulf Week in Dubai, and Indian Blockchain Week in Bengaluru. SBI XDC, a joint venture between financial services conglomerate SBI Holdings and TradeFinex, was a sponsor of WebX, the largest web3 conference in Japan.&lt;/li&gt;
&lt;li&gt;In Europe, XDC Network cofounder Atul Khekade attended and participated in a gong ceremony at Euronext Amsterdam, while the network had a presence at SIBOS 2025 in Frankfurt, Germany.&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/MHIx7Mp5eDr2mG6Wsws5xMB7ZUhVfDxkCBS1LTHOGA8/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3EzdWt0bGU4enA1/bWgyODFlMDJjLnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/MHIx7Mp5eDr2mG6Wsws5xMB7ZUhVfDxkCBS1LTHOGA8/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3EzdWt0bGU4enA1/bWgyODFlMDJjLnBu/Zw" alt="Image description" width="880" height="588"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;h2&gt;
  
  
  XDC community and ecosystem growth flourished in 2025.
&lt;/h2&gt;

&lt;p&gt;XDC’s community and ecosystem participants continued to cultivate growth and engagement on the network this year: &lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;XDC Foundation led the second Plug and Play RWA Accelerator through a competitive selection process, which progressed into multiple integrations by high-performing startups. These integrations kicked off an ongoing initiative to unlock new pathways for onboarding RWA projects, deepen liquidity, and drive real on-chain demand on XDC. There’s also active collaboration between projects from the first and second cohorts, working together to introduce new RWA opportunities and use cases. Toknar, Brickken, Investbay, Raze Finance and Compute Labs have become integrated ecosystem participants from Cohort 2.&lt;/li&gt;
&lt;li&gt;XDC Foundation hosted an RWA Institutional Mixer in Toronto during Consensus kicking off the first of many institutional events in North America.&lt;/li&gt;
&lt;li&gt;RWA Night in New York City allowed people interested or involved in real world asset tokenization to the XDC Network. &lt;/li&gt;
&lt;li&gt;Also in New York, T3: Tokenization, Trade, and Treasury hosted a full-day program and rooftop mixer in New York, bringing together leaders across decentralized finance.&lt;/li&gt;
&lt;li&gt;The XDC Innovation Lab hosted DeFi on XDC: The Next Frontier, an event exploring how real-world DeFi is evolving across stablecoins, institutional-grade solutions, and practical on-chain utility. Speakers from TradeFi Network, Prime Numbers, and XDC Network shared insights on how DeFi on XDC is driving meaningful adoption beyond speculation.&lt;/li&gt;
&lt;li&gt;In the fourth quarter of this year, the XDC Network is running &lt;a href="https://x.com/XDCNetwork/status/1980891430714503426"&gt;XDC Surge&lt;/a&gt;, which has allocated $1.25 million in WXDC to boost liquidity across major DeFi platforms, including Curve Finance, XSwap Protocol, and Oku.&lt;/li&gt;
&lt;li&gt;The XDC Network partnered in 2025 with DAO Maker, which increases access to investment capital by allowing XDC-native projects to raise funds through the platform.&lt;/li&gt;
&lt;li&gt;The &lt;a href="https://genfinity.io/2025/10/10/xdc-network-launches-innovative-engagement-hub-community-contributions/"&gt;XDC Engagement Hub&lt;/a&gt; launched as an innovative platform that transforms how blockchain communities interact and grow together. It creates a unified space for community members to participate, contribute, and receive transparent blockchain-based rewards.&lt;/li&gt;
&lt;li&gt;The &lt;a href="https://xdcoutpost.xyz/#services"&gt;XDC Outpost&lt;/a&gt; platform, created by one of our most active community members,  offers multiple tools for XDC Network developers to assist with tasks, including mobile alerts for node operators, a dynamic repair robot for RPC endpoint issues, PDF receipts for network payments, and a shopbot for selling digital products and collecting payment, to name a few.&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;Throughout the year, XDC Network and its ecosystem participants communicated with the broader blockchain movement through podcasts – Inside XDC, XDC APAC, and XDC MENA. The XDC MENA Podcast received over 650,000 views on YouTube alone for its 17 episodes in 2025.&lt;/p&gt;

&lt;h2&gt;
  
  
  Looking forward, several areas of growth will build on 2025’s momentum.
&lt;/h2&gt;

&lt;p&gt;Moving into 2025, the UK’s first FCA-regulated digital securities exchange, Archax, integrated with XDC Network with the specific focus of enabling financial institutions to access tokenized RWAs more efficiently and broadening the adoption rate in global financial markets in the process.&lt;/p&gt;

&lt;p&gt;Major US exchange listings, including Kraken and Binance US, now provide access points to the XDC Network and support growing transaction activity.&lt;/p&gt;

&lt;p&gt;As mentioned, having native USDC on the network, as well as Circle’s CCTP V2 for cross-chain transfers, was central to network growth this year and will provide opportunities for more enterprise adoption. XDC Network is quickly climbing the ranks of USDC-integrated networks, with $125.2M officially issued at the time of writing, per &lt;a href="https://usdc.cool/xdc"&gt;usdc.cool&lt;/a&gt;.&lt;/p&gt;

&lt;p&gt;More exchanges will begin to support USDC on XDC Network. Beginning in Q1 of 2026, there will also be more institutional participation in digital assets through regulated platforms offering safe onboarding and yield-earning opportunities.&lt;/p&gt;

&lt;p&gt;From discussions with current and potential partners, it is clear that native USDC has made the XDC Network more attractive to real-world asset and trade finance participants. It is only the beginning of native USDC on XDC Network, and we look forward to onboarding more partners who handle asset purchases, settlement, and yields using the stablecoin.&lt;/p&gt;

&lt;h2&gt;
  
  
  Blockchain’s role is poised to rise to the challenges of 2026 and beyond.
&lt;/h2&gt;

&lt;p&gt;During a year when both the promises and concerns regarding artificial intelligence took center stage, privacy has become increasingly pertinent, and secure blockchain networks with historical performance like XDC Network remain even more critical than ever.&lt;/p&gt;

&lt;p&gt;A realist and believer in community building, XDC Foundation Executive Director Billy Sebell reflected on 2025 from his unique vantage point—celebrating the wins while reminding the community that there is still so much work to be done.&lt;/p&gt;

&lt;p&gt;“Rails are continuously being built, and USDC, as an on-ramp, delivers a major step forward for the network,” said Sebell. “We now have a bevy of tokenization platforms coming together on-chain that will be the foundation for institutional adoption. This only means the work and community contributions must continue, at an even greater pace. Yes, there is more work to do, each and every day. Nothing happens overnight, but the process is there. We must not lose sight of the road ahead as we build for the network and the community, determined to accomplish something meaningful. That is who we are.”&lt;/p&gt;

&lt;p&gt;&lt;em&gt;[1] XDC Foundation strives to cover relevant developments on the XDC Network. Our coverage is intended as a bold and unequivocal endorsement of the network and never as an endorsement of any third party’s products; always consult qualified advisors before making financial decisions.&lt;/em&gt;&lt;/p&gt;

</description>
      <category>xdc</category>
      <category>usdc</category>
      <category>rwa</category>
      <category>tradefinance</category>
    </item>
    <item>
      <title>XDC Network Growth Accelerates in North America</title>
      <dc:creator>XDC Foundation</dc:creator>
      <pubDate>Wed, 08 Oct 2025 11:43:03 +0000</pubDate>
      <link>https://www.xdc.dev/xdc_foundation/xdc-network-growth-accelerates-in-north-america-1gpb</link>
      <guid>https://www.xdc.dev/xdc_foundation/xdc-network-growth-accelerates-in-north-america-1gpb</guid>
      <description>&lt;h2&gt;
  
  
  Through the proactive efforts of its global community, the XDC Network advances in the United States, Canada, and Mexico.
&lt;/h2&gt;

&lt;p&gt;Through integrations with Tier 1 exchanges, affiliations with large, multinational blockchain organizations, and the launch of native USDC, XDC Network has created significant inroads in the continent that boasts the highest GDP per capita, positioning it for further growth and development in the region and beyond. &lt;/p&gt;

&lt;h2&gt;
  
  
  XDC Network will support the next generation of payments for the world’s largest remittance corridor, between the U.S. and Mexico.
&lt;/h2&gt;

&lt;p&gt;XDC Network was built for trade finance and RWA tokenization, and its robust infrastructure is also ideal for the payments industry. In early 2025, the &lt;a href="https://www.msn.com/en-us/money/smallbusiness/xdc-network-bitso-business-tie-up-to-support-us-mexico-remittances/ar-AA1FXbsf?apiversion=v2&amp;amp;noservercache=1&amp;amp;domshim=1&amp;amp;renderwebcomponents=1&amp;amp;wcseo=1&amp;amp;batchservertelemetry=1&amp;amp;noservertelemetry=1"&gt;network integrated Bitso&lt;/a&gt;, LATAM’s largest cryptocurrency platform, which surpassed $12 billion in transactions in 2024. The well-established Bitso platform includes a suite of enterprise-grade APIs and regulatory access across Latin America. Together with XDC Network’s ISO-20022 readiness, its low-cost, near instant settlements, and its state-of-the-art security, this integration provides solid rails for the future of cross-border remittances.&lt;/p&gt;

&lt;p&gt;In addition to the Bitso integration, global trade in the region got a major boost with the opening of Mexico’s Interoceanic Corridor of the Isthmus of Tehuantepec (&lt;a href="https://www.morethanshipping.com/a-new-land-bridge-era-begins-mexicos-interoceanic-corridor/"&gt;CIIT&lt;/a&gt;), which seeks to provide an alternative to the long wait periods associated with Panama Canal transits. The CIIT utilizes a rail system to shuttle full-size cargo ships between the Atlantic and Pacific oceans. Its anchor towns, Salina Cruz and Coatzacoalcos, are located in the south of Mexico. Including loading times, the one-way transport takes 6.5 hours. XDC Network’s growth in the region is well-timed with global trade breakthroughs like the CIIT.&lt;/p&gt;

&lt;h2&gt;
  
  
  Circle’s USDC and CCTP V2 are both now live on XDC Mainnet.
&lt;/h2&gt;

&lt;p&gt;U.S.-based Circle recently integrated the XDC Network for its native USDC stablecoin and its cross-chain transfer protocol (CCTP V2). The public announcement was one of the global XDC community’s &lt;a href="https://x.com/XDCFoundation/status/1960718996765803007"&gt;most celebrated&lt;/a&gt; launches in recent months. Backed 1:1 by highly liquid cash and cash-equivalent assets, native USDC affords network users more opportunities to inject liquidity into their projects. Circle held an initial public offering in June and listed on the NYSE, joining a small but growing number of crypto companies to list in the U.S.&lt;/p&gt;

&lt;p&gt;USDC will enable increased liquidity on the XDC Network and unlock working capital, which liquidity providers can deploy within the XDC ecosystem. Its capital efficiency will also help address the trade finance gap, as on-chain trade finance projects—which historically face funding challenges—have new forms of liquidity available. The stablecoin on XDC Network will open corridors for small-to-medium enterprises (SMEs) in developing economies, for example. &lt;/p&gt;

&lt;p&gt;Together with XDC Network’s scalable enterprise infrastructure, USDC will also open access to the trade finance secondary market, one that has previously been reserved for larger financial institutions.&lt;/p&gt;

&lt;p&gt;CCTP V2 provides network users with a seamless crosschain transfer mechanism across supported blockchains that does not rely on bridged or wrapped assets. There are 25+ supported blockchains—including Ethereum, Arbitrum, and XRP Ledger—and the list continues to grow.&lt;/p&gt;

&lt;h2&gt;
  
  
  XDC Foundation became a member of The Digital Chamber; several members are actively participating in the Stablecoin and Asset Tokenization Working Groups.
&lt;/h2&gt;

&lt;p&gt;U.S. regulatory advancements are underway after remaining static for most of crypto’s lifecycle. The GENIUS Act was signed into U.S. law in 2025 and creates the first-ever federal regulatory system for stablecoins. The law ensures their stability and trust through 100% liquid reserve requirements, providing consumer protections through strict marketing guidelines for issuers. Further, this legislation intends to strengthen the U.S. dollar’s global reserve currency status.&lt;/p&gt;

&lt;p&gt;Membership and participation in &lt;a href="https://digitalchamber.org"&gt;The Digital Chamber&lt;/a&gt; provide XDC Network a seat at the table as digital asset policy, like the GENIUS Act, is shaped and has led to strong networking opportunities within the nation’s capital, including with members of the Securities and Exchange Commission and prominent industry leaders.&lt;/p&gt;

&lt;p&gt;XDC Foundation also joined the &lt;a href="https://www.canadablockchain.ca"&gt;Canadian Blockchain Consortium&lt;/a&gt; (CBC) this year. CBC was founded in Canada—a nation that seeks to expand its digital presence—to unite blockchain-oriented businesses and other stakeholders. Its members follow policy priorities for trust, innovation, and global leadership in blockchain and digital assets as outlined in the &lt;em&gt;From Chaos to Clarity&lt;/em&gt; &lt;a href="https://canadablockchain.readz.com/canadas-strategy-for-blockchain-and-digital-assets-whitepaper-report-2"&gt;whitepaper&lt;/a&gt;.&lt;/p&gt;

&lt;blockquote&gt;
&lt;p&gt;&lt;em&gt;“It is great to see XDC Network’s footprint expand across North America,”&lt;/em&gt; states Billy Sebell, Executive Director of XDC Foundation. &lt;em&gt;“This region has always been important to the growth of the network. Whether we are integrating important remittance platforms in Mexico or lending our voices to the regulatory efforts in the United States and Canada, the XDC Network will continue to have a strong presence here.”&lt;/em&gt;&lt;/p&gt;
&lt;/blockquote&gt;

&lt;p&gt;Other meaningful milestones in the region include:&lt;/p&gt;

&lt;p&gt;&lt;a href="https://www.kraken.com"&gt;Kraken&lt;/a&gt; and &lt;a href="http://Binance.US"&gt;Binance.US&lt;/a&gt; bring tier 1 exchange access to the U.S. market. Both Kraken and Binance.US integrated the network and listed the XDC coin this year.&lt;/p&gt;

&lt;p&gt;Diversity and liquidity headline XDC Network’s second RWA accelerator hosted by &lt;a href="https://www.plugandplaytechcenter.com/innovation-services/our-programs/xdc-rwa-accelerator"&gt;Plug and Play&lt;/a&gt;. Working with Silicon Valley’s Plug and Play Tech Center, XDC Foundation launched two accelerators this year, focusing on RWA tokenization projects and liquidity. The second cohort, specifically, will expand on the first by including projects that bring diverse ways to interface with RWAs, enhanced liquidity, and a collaborative approach to work within the broader XDC and Plug and Play ecosystems. Notably, some projects bring compute and AI competencies to the network, while others provide unique platforms for origination or funding. Both of these accelerators provide momentum to XDC Network’s trade finance and RWA tokenization growth.&lt;/p&gt;

&lt;p&gt;XDC Network’s physical presence expands in the U.S. XDC Network’s Co-founders Atul Khekade and Ritesh Kakkad have been in the U.S. recently to highlight network activities. Atul gave the digital asset keynote address in June at the Plug and Play summit in Silicon Valley, while Ritesh was a featured guest on the Crypto Mondays podcast in NYC. Ritesh also witnessed the ringing of the opening bell at the New York Stock Exchange and appeared on &lt;a href="https://x.com/XDCNetwork/status/1950160682856698068"&gt;Fintech.TV&lt;/a&gt;. XDC Network teams now host office space in Manhattan, increasing the network’s global representation throughout North America.&lt;/p&gt;

&lt;h2&gt;
  
  
  As XDC strengthens in North America, there is more to come on the continent.
&lt;/h2&gt;

&lt;p&gt;With a firm foothold in North America, the XDC Network should benefit from these early efforts to penetrate traditional and decentralized finance in the region. Institutional DeFi presents unique opportunities and is a natural area for growth as the network’s enterprise and trade finance ecosystems continue to strengthen. The USDC integration will support these efforts.&lt;/p&gt;

&lt;p&gt;Also, regulatory guidelines continue to evolve, and network representatives will have meaningful input into those policies. An upcoming initiative—based on the Global Markets Advisory Council for Digital Asset Markets’ 2024 recommendations—involves the Commodity Futures Trading Commission (CFTC) seeking input on potential regulatory amendments to collateral management frameworks, among other requests. This request specifically addresses tokenized collateral, including stablecoins, in derivatives markets. XDC representatives will have a material contribution to The Digital Chamber’s response to the CFTC on this and other emerging topics.&lt;/p&gt;

&lt;p&gt;From educational opportunities with leading universities to market expansion and legislative involvement, XDC Network is well-positioned to continue its growth in North America and across the world.&lt;/p&gt;

</description>
      <category>xdc</category>
      <category>usdc</category>
      <category>payments</category>
    </item>
    <item>
      <title>LIVE on XDC Mainnet: USDC and CCTP V2</title>
      <dc:creator>XDC Foundation</dc:creator>
      <pubDate>Wed, 17 Sep 2025 13:32:17 +0000</pubDate>
      <link>https://www.xdc.dev/xdc_foundation/live-on-xdc-mainnet-usdc-and-cctp-v2-2efi</link>
      <guid>https://www.xdc.dev/xdc_foundation/live-on-xdc-mainnet-usdc-and-cctp-v2-2efi</guid>
      <description>&lt;h2&gt;
  
  
  Circle’s USDC and CCTP V2 are both now live on XDC Mainnet. With this launch, network users will gain access to the world’s largest regulated&lt;sup&gt;1&lt;/sup&gt; stablecoin and crosschain liquidity.
&lt;/h2&gt;

&lt;p&gt;With its 1:1 capital efficiency, USDC is used globally to settle transactions, provide liquidity, and service many other use cases. CCTP V2 enables seamless crosschain transfers across supported blockchains without reliance on bridged or wrapped assets.&lt;/p&gt;

&lt;p&gt;&lt;a href="https://www.circle.com/circle-mint"&gt;Circle Mint&lt;/a&gt;&lt;sup&gt;2&lt;/sup&gt; accounts are available for eligible businesses to exchange USD for USDC, providing institutional on-ramps and direct access to the stablecoin’s utility.&lt;/p&gt;

&lt;p&gt;All XDC Network users can easily integrate USDC into their applications and benefit from the following: &lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Regulated, dollar-pegged liquidity to power the next generation of trade finance and RWA tokenization.&lt;/li&gt;
&lt;li&gt;Enterprise-grade stablecoin infrastructure for tokenization, payments and DeFi.&lt;/li&gt;
&lt;li&gt;Ultra-low fees and high performance from XDC Network’s delegated proof-of-stake network, capable of near instant transactions and near-zero gas costs.
As one of the world’s leading Layer 1 blockchains for tokenized real-world assets (RWAs) and trade finance, XDC Network is positioned for further growth in its DeFi ecosystem. USDC also continues to grow - with over $72.5B in circulation as of September 16th.&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;&lt;sup&gt;1&lt;/sup&gt; USDC is issued by regulated affiliates of Circle. A list of Circle’s regulatory authorizations can be found &lt;a href="https://www.circle.com/en/legal/licenses"&gt;here&lt;/a&gt;.&lt;br&gt;
&lt;sup&gt;2&lt;/sup&gt; Circle Mint and money transmission services are provided by Circle Internet Financial, LLC. Circle Internet Financial, LLC, NMLS # 1201441, is a licensed provider of money transmission services. A full list of Circle’s licenses can be found here. [link] Circle Mint is currently available only to institutions and is not available to individuals.&lt;/p&gt;

</description>
      <category>xdc</category>
      <category>usdc</category>
      <category>stablecoin</category>
    </item>
    <item>
      <title>Native USDC and CCTP V2 are Coming to the XDC Network</title>
      <dc:creator>XDC Foundation</dc:creator>
      <pubDate>Tue, 26 Aug 2025 13:05:27 +0000</pubDate>
      <link>https://www.xdc.dev/xdc_foundation/native-usdc-and-cctp-v2-are-coming-to-the-xdc-network-hpm</link>
      <guid>https://www.xdc.dev/xdc_foundation/native-usdc-and-cctp-v2-are-coming-to-the-xdc-network-hpm</guid>
      <description>&lt;h2&gt;
  
  
  The world’s largest regulated(1) stablecoin brings liquidity and opportunity to the XDC ecosystem.
&lt;/h2&gt;

&lt;p&gt;Circle will soon launch USDC on the XDC Network, adding another marker to XDC’s progress in the rapidly evolving tokenization landscape. USDC positions the network for growth within its DeFi ecosystem and for broader network adoption. &lt;/p&gt;

&lt;p&gt;The fully-reserved stablecoin provides near-instant settlement on a blockchain that already employs advanced security and scalable, low-cost benefits. Trade finance and institutional applications can benefit through improved liquidity, reduced counterparty risk, and a widely-adopted, yet seamless settlement process. &lt;/p&gt;

&lt;p&gt;With a market capitalization that currently exceeds $68B, the amount of &lt;a href="https://www.circle.com/transparency"&gt;USDC in circulation&lt;/a&gt; has more than doubled since August 2024. The dollar-pegged stablecoin, with its broad usage and acceptance, gives XDC-based decentralized exchanges, lending platforms, and payment applications a platform to scale faster, while appealing to users, developers, and institutions seeking a stablecoin designed to maintain a stable value.&lt;/p&gt;

&lt;p&gt;Circle Cross Chain Transfer Protocol (CCTP) V2 provides the rails for USDC to move natively across multiple supported blockchains with 1:1 capital efficiency and no reliance on bridged or wrapped assets. USDC is issued through regulated affiliates of Circle Internet Group, Inc. (“&lt;a href="https://www.circle.com/about-circle"&gt;Circle&lt;/a&gt;”) the global financial technology firm and eligible businesses can exchange USD for USDC by applying for a &lt;a href="https://www.circle.com/circle-mint"&gt;Circle Mint&lt;/a&gt;(2) account. &lt;/p&gt;

&lt;p&gt;&lt;em&gt;(1) USDC is issued by regulated affiliates of Circle. A list of Circle’s regulatory authorizations can be found &lt;a href="https://www.circle.com/en/legal/licenses"&gt;here&lt;/a&gt;.&lt;/em&gt; &lt;br&gt;
&lt;em&gt;(2) Circle Mint and money transmission services are provided by Circle Internet Financial, LLC. Circle Internet Financial, LLC, NMLS # 1201441, is a licensed provider of money transmission services. A full list of Circle’s licenses can be found &lt;a href="https://www.circle.com/legal/licenses"&gt;here&lt;/a&gt;. Circle Mint is currently available only to institutions and is not available to individuals.&lt;/em&gt;&lt;/p&gt;

</description>
    </item>
    <item>
      <title>XDC Network Caps Six Years of Live Mainnet</title>
      <dc:creator>XDC Foundation</dc:creator>
      <pubDate>Wed, 04 Jun 2025 20:14:34 +0000</pubDate>
      <link>https://www.xdc.dev/xdc_foundation/xdc-network-caps-six-years-of-live-mainnet-2nc8</link>
      <guid>https://www.xdc.dev/xdc_foundation/xdc-network-caps-six-years-of-live-mainnet-2nc8</guid>
      <description>&lt;h2&gt;
  
  
  The RWA and trade finance blockchain is steadily building for lasting success
&lt;/h2&gt;

&lt;p&gt;June 1 marked the sixth anniversary of the XDC Network mainnet. Six fruitful years of live mainnet and secure transactions have led to a fast-growing community and a sought-after destination for trade finance and RWA tokenization. At the time of writing, RWA.xyz ranks XDC Network #13 in RWA chains, and CoinMarketCap consistently ranks the network well within the top 100 in the cryptocurrency market. Beyond rankings and recognition, the XDC community remains as lively as ever. Builders and network advocates have focused relentlessly on building for lasting success through protocol upgrades, impactful integrations, infrastructure additions, and successful relationships with industry leaders across the globe.&lt;/p&gt;

&lt;p&gt;In just the past year, the network has seen significant developments, including:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;
&lt;a href="https://www.coindesk.com/business/2024/07/25/deutsche-telekom-joins-rwa-focused-xdc-as-infrastructure-provider-in-digital-asset-push"&gt;Deutsche Telekom MMS&lt;/a&gt; launched a masternode on the XDC Network, reinforcing enterprise-grade infrastructure support for network users.&lt;/li&gt;
&lt;li&gt;
&lt;a href="https://archax.com/insights/archax-and-xdc-networks-form-partnership-to-drive-innovation-and-growth-in-real-world-asset-tokenization"&gt;Archax&lt;/a&gt;, the UK’s first Financial Conduct Authority-regulated digital securities exchange, broker, and custodian, integrated XDC Network. Within months, money market funds were live on chain, bringing tokenized funds from giants like BlackRock, Fidelity, and State Street into the XDC ecosystem.&lt;/li&gt;
&lt;li&gt;
&lt;a href="https://xdc.org/articles/xdc-network-and-r3-corda-complete-inter-business-settlement-poc"&gt;SBI XDC Network APAC&lt;/a&gt; and SBI R3 Japan successfully launched a proof-of-concept demonstrating enhanced payment efficiency and inter-business trade settlements across different distributed ledger technologies. &lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;The network witnessed major upgrades, including:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;In Q3 2024, at block number 80,370,000, the &lt;a href="https://xdc.org/articles/xdc-2.0-an-overview-of-the-major-consensus-upgrade"&gt;XDC 2.0 protocol&lt;/a&gt; update was successfully implemented on XDC Network, the most significant upgrade to date. This upgrade introduced state-of-the-art security, employing forensic monitoring—and malignant node-slashing capabilities—not yet seen in the blockchain industry. XDC 2.0 requires only three-block finality, and new blocks are generated every two seconds. It also brings advanced Byzantine Fault Tolerance. &lt;/li&gt;
&lt;li&gt;Etherscan integrated XDC Network to create the &lt;a href="https://xdcscan.io/"&gt;XDCScan&lt;/a&gt; explorer, an industry-wide standard for block explorers now available to XDC Network users.&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;This hard work, often in the background, leads to newsworthy accomplishments. Despite the headlines, for all of its years, XDC Network has been—in many ways—hidden in plain sight.&lt;/p&gt;

&lt;p&gt;The rankings, integrations, and &lt;a href="https://x.com/XDC_Network_/status/1844737015977480552"&gt;awards&lt;/a&gt; it has received over the years place the network firmly in the upper echelon of the blockchain space—though not quite yet in the mainstream crypto consciousness. Visibility aside, XDC Network keeps moving forward. Consider the following:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;In May alone, XDC Network completed integrations with global liquidity layer Stargate, compliance leader &lt;a href="https://www.elliptic.co/media-center/elliptic-expands-coverage-to-xdc-network"&gt;Elliptic&lt;/a&gt;, institutional digital asset platform &lt;a href="https://x.com/utila_io/status/1927392818021953948"&gt;Utila&lt;/a&gt;, and regulated tokenization infrastructure provider &lt;a href="https://dailyhodl.com/2025/05/22/xdc-networks-xvc-tech-announces-investment-in-laser-digital-carry-fund-launches-institutional-fund-infrastructure-with-libre/amp/"&gt;Libre&lt;/a&gt;. Finally, LatAm payments infrastructure provider &lt;a href="https://www.investing.com/news/press-releases/xdc-network-partners-with-bitso-business-to-power-crossborder-payments-from-the-us-to-mexico-4070970"&gt;Bitso&lt;/a&gt; integrated XDC Network to deliver fast, low-cost cross-border payments along the world’s largest remittance corridor between the United States and Mexico.&lt;/li&gt;
&lt;li&gt;Also in May, the network joined the &lt;a href="https://www.micacryptoalliance.com/news/xdc-network-joins-the-mica-crypto-alliance"&gt;MiCA Crypto Alliance&lt;/a&gt;, an initiative established by the DLT Science Foundation to coordinate and enhance compliance with EU Markets in Crypto-Assets (MiCA) regulation.&lt;/li&gt;
&lt;li&gt;In March, XSwap Protocol launched &lt;a href="https://xdc.org/articles/xswap-protocol-launches-circles-bridged-usdc-on-xdcs-network"&gt;Circle’s Bridged USDC&lt;/a&gt; on XDC Network. Seamless USDC transfers are now live on the network. In unison, XDC Foundation became a member of the &lt;a href="https://partners.circle.com/partner/xdc-foundation"&gt;Circle Alliance&lt;/a&gt;.&lt;/li&gt;
&lt;/ul&gt;

&lt;h2&gt;
  
  
  Trade finance is also hidden in plain sight.
&lt;/h2&gt;

&lt;p&gt;Like the XDC Network, trade finance and global trade, as a whole, are often hidden in plain sight. Most of us only see the end result of trade—the products on shelves, so to speak. But global trade is a massive, complex, $33 trillion operation with untold nuances and intricacies. Not always apparent to the average person, industry insiders and business owners worldwide know that trade finance is particularly antiquated and in serious need of tokenization.&lt;/p&gt;

&lt;p&gt;Blockchain has the potential to revolutionize trade finance—and not only has it begun, but the process is accelerating. Much progress has been made in the last two years with the adoption of electronic negotiable instruments (&lt;a href="https://lawcom.gov.uk/project/electronic-trade-documents/"&gt;UK’s ETDA&lt;/a&gt;) and the tokenization of trade instruments, such as bills of lading and other trade transaction documents (&lt;a href="https://www.sbigroup.co.jp/news/pr/2024/1227_15144.html"&gt;SBI&lt;/a&gt;). In June 2024, France officially adopted the Model Law on Electronic Transferable Records (&lt;a href="https://enigio.com/post/mletr-france/"&gt;MLETR&lt;/a&gt;), providing a framework for the legal use of electronic transferable records. Japan followed shortly thereafter, joining the UK and Singapore in recognizing electronic bills of lading. The gears are in motion.&lt;/p&gt;

&lt;p&gt;Bringing liquidity to web3 trade finance will enable easier tokenization of trade finance assets and entry for secondary market investors. London-based Tradeteq is a pioneer in redeploying trade finance assets to a secondary investor market. In fact, they were the first project ever to tokenize a trade finance asset—on the XDC Network—demonstrating a feasible digitization process.&lt;/p&gt;

&lt;p&gt;Now acquired by the working capital advisory firm &lt;a href="https://www.gtreview.com/news/europe/silver-birch-acquires-tradeteq-in-significant-expansion/"&gt;Silver Birch&lt;/a&gt;, Tradeteq will continue to deliver efficient, scalable trade finance products to Silver Birch's broad client base. These acquisitions and alliances herald trade finance’s acceleration into web3, underpinned by blockchain technology, and more specifically, the XDC Network.&lt;/p&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/8xS8D5IAIW08tNHd0XVgcdL4Ojag0q5un_0tfMilSHw/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L2xibDR5bzR0Y3Nl/d3NhaGdwZjhrLnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/8xS8D5IAIW08tNHd0XVgcdL4Ojag0q5un_0tfMilSHw/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L2xibDR5bzR0Y3Nl/d3NhaGdwZjhrLnBu/Zw" alt="Image description" width="880" height="293"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;XDC Network associates continue to figure prominently in the trade finance narrative, taking leadership roles in key discussions surrounding the transformation of trade finance and its regulations. These include: &lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;
&lt;a href="https://www.youtube.com/watch?v=RgbEWPMWjt4"&gt;TFDI Connect in Dubai&lt;/a&gt;, led by André Casterman and co-hosted by the XDC Network and the Trade Finance Distribution Initiative (TFDi). Multiple panels, including leaders from XDC Foundation, Ripple, and McKinsey and Company, discussed relevant topics such as stablecoin usage in global trade finance.&lt;/li&gt;
&lt;li&gt;Trade Finance Investor Day in the UK, where XDC Foundation Executive Director Billy Sebell was the keynote speaker. &lt;/li&gt;
&lt;li&gt;UK Parliament’s House of Lords Global Stratelogues event, where Head of Enterprise Alliance &amp;amp; Ventures Saloi Benbaha represented XDC Network. Benbaha highlighted the XDC Network and blockchain technology’s potential to modernize trade finance and streamline inefficient processes.&lt;/li&gt;
&lt;/ul&gt;

&lt;h2&gt;
  
  
  Tokenization ramps up on XDC Network.
&lt;/h2&gt;

&lt;p&gt;As tokenization establishes a foothold in trade finance and other real world applications, XDC Network saw significant integrations and growth in the RWA sector last year. Mercado Bitcoin, one of the largest digital assets platforms in Latin America and the largest crypto exchange in Brazil, issued an initial $12M in fixed income RWA tokens, backed by Brazilian corporate debt, on XDC Network.&lt;/p&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/Patf69hF0IbiulAWA-MhNa6dL2a-lfWNO6D_0v2ZGRM/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/LzJ5Y3JydjE3NzB5/ZDVwM3J0ZTBrLnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/Patf69hF0IbiulAWA-MhNa6dL2a-lfWNO6D_0v2ZGRM/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/LzJ5Y3JydjE3NzB5/ZDVwM3J0ZTBrLnBu/Zw" alt="Image description" width="880" height="1100"&gt;&lt;/a&gt;&lt;br&gt;
&lt;em&gt;XDC community leader in LatAm, Diego Consimo, &lt;a href="https://x.com/DConsimo/status/1902375120796094974"&gt;posts&lt;/a&gt; the Mercado Bitcoin news.&lt;/em&gt;&lt;/p&gt;

&lt;p&gt;In November, XDC Foundation and Plug and Play Tech Center launched the first-ever XDC Enterprise RWA Accelerator, bringing multiple new RWA projects onto the network. The inaugural cohort was established through a competitive process, where finalists from 100 RWA and enterprise-focused applicants showcased their projects and were judged by top industry professionals. This distinguished class of tokenization projects brings name recognition, capital, and utility to the XDC ecosystem.&lt;/p&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/APDWBB0Pr6KHQNtHU3OnXv79ptO84Olrgw1ttow9wLI/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/LzF3bjR1N2p6YXZk/N3lhZnV4ZnloLnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/APDWBB0Pr6KHQNtHU3OnXv79ptO84Olrgw1ttow9wLI/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/LzF3bjR1N2p6YXZk/N3lhZnV4ZnloLnBu/Zw" alt="Image description" width="880" height="293"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;Phase two of the accelerator begins this summer and will focus on RWA capital resource entities.&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;As briefly mentioned above, other notable integrations with the network include:&lt;/li&gt;
&lt;li&gt;Enterprise-grade digital asset operations platform, &lt;strong&gt;Utila&lt;/strong&gt;, integrated XDC Network, enabling banks and financial institutions to securely custody tokenized assets using non-custodial, MPC-based wallets with role-based access, automated treasury workflows, and seamless EVM RPC connectivity.&lt;/li&gt;
&lt;li&gt;The &lt;strong&gt;Elliptic&lt;/strong&gt; integration brought industry-standard AML solutions to XDC Network, allowing real-time transaction screening and risk monitoring for institutions. This compliance tool paves the way for further institutional adoption and support. &lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Libre&lt;/strong&gt; integrated with XDC Network to enable compliant on-chain issuance of tokenized funds for institutional and accredited investors.&lt;/li&gt;
&lt;/ul&gt;

&lt;h2&gt;
  
  
  The XDC community nurtures the network.
&lt;/h2&gt;

&lt;p&gt;Through its collective efforts, the XDC community plays an integral role in advancing and campaigning for the XDC Network. A global force, the community has roots in Australia, Brazil, Singapore, UAE, UK, US, Singapore, and many other countries and regions. From meeting with policymakers to conducting RWA hackathons, the community is servicing the network and is at the heart of its growth.&lt;/p&gt;

&lt;p&gt;Podcasts have become increasingly important educational platforms that highlight ecosystem updates, regulatory conversations, developer initiatives, and more. Find several here:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;
&lt;a href="https://www.youtube.com/playlist?list=PLaxfBldCzDUb3l7rrVA5i8rdhs7tbPR_P"&gt;XDC MENA Podcast&lt;/a&gt;. From DeFi to RWA tokenization and everything in between, the XDC MENA Podcast explores the cutting-edge projects and developments shaping the XDC Network, with a frequent focus on the MENA region. &lt;/li&gt;
&lt;li&gt;
&lt;a href="https://www.youtube.com/playlist?list=PLaxfBldCzDUZcdhNOKrX18CwPEfi4gDIu"&gt;XDC APAC Podcast&lt;/a&gt;. The Asia-Pacific region is well-covered in the XDC APAC Podcast, with broader XDC Network and blockchain technology discussions as well.&lt;/li&gt;
&lt;li&gt;
&lt;a href="https://supportgg.podbean.com/"&gt;Genfinity’s Crypto Enclaves&lt;/a&gt;. The Crypto Enclave podcast features top industry experts and often spotlights XDC Network developments with a focus on helping listeners do their own research.&lt;/li&gt;
&lt;li&gt;
&lt;a href="https://x.com/i/spaces/1OyJALdeWQnGb"&gt;Inside XDC&lt;/a&gt;. Hosted by the XDC Network X account, Inside XDC is a regularly scheduled space that covers updates and developments from participants across the ecosystem.&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;With its upgraded infrastructure and expanding integrations, the XDC Network has also maintained a presence across key industry events, staying current with emerging trends, innovations, and key developments shaping the industry. These events attract many industry experts and innovators and create opportunities to make strategic connections that will develop and sustain the XDC ecosystem.  &lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Australian Lead for Ecosystem and Business Development Sean White represented the network at the &lt;strong&gt;Digital Economy Council of Australia’s Annual Policy Forum&lt;/strong&gt;, held at the Parliament House in Sydney. &lt;/li&gt;
&lt;li&gt;At the &lt;strong&gt;RWA London Summit&lt;/strong&gt;, ecosystem members joined institutional leaders from Fidelity, State Street, BNY Mellon, and LSEG to discuss RWA tokenization and institutional adoption&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;ETHDubai&lt;/strong&gt; saw XDC team members engaging with developers, enterprises, and blockchain enthusiasts around RWA tokenization, DePIN, and decentralized finance.&lt;/li&gt;
&lt;li&gt;At the &lt;strong&gt;RWA Gulf Summit 2025&lt;/strong&gt;, aligned with TOKEN2049 Dubai, XDC Network teams joined regional banking leaders, sovereign wealth funds, and institutional investors to explore how RWA innovations are transforming finance across the Middle East.&lt;/li&gt;
&lt;li&gt;The XDC Foundation represented the network on-site at &lt;strong&gt;Consensus 2025 Toronto&lt;/strong&gt; and hosted the &lt;strong&gt;Institutional RWA Mixer&lt;/strong&gt;, a networking event bringing together issuers, allocators, banks, builders, and other key decision-makers across digital assets and finance.&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;The Crypto Hub&lt;/strong&gt; meetup brought Hedera and XDC Network together at the XDC Innovation Labs in Dubai - fostering ecosystem collaboration in one of the world’s most active Web3 hubs.&lt;/li&gt;
&lt;li&gt;Last year, the XDC Foundation successfully completed a XDC Network-branded sponsorship with &lt;strong&gt;D.C. United&lt;/strong&gt;, one of the founding teams of Major League Soccer. This sponsorship was particularly timely, as the regulatory landscape in the U.S. was beginning to change. It helped introduce the XDC Network to key agencies in Washington, D.C., creating opportunities and establishing connections with influential forces in the area.&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/GCGBG5bK2cH_5nVhomKBfOptrAdbJJX-ZrM9W8ZXoaY/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L283NXk2NmxrNmNp/cmc5NGI4NDFvLnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/GCGBG5bK2cH_5nVhomKBfOptrAdbJJX-ZrM9W8ZXoaY/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L283NXk2NmxrNmNp/cmc5NGI4NDFvLnBu/Zw" alt="Image description" width="880" height="1100"&gt;&lt;/a&gt;&lt;br&gt;
&lt;em&gt;It takes an XDC village! Ken Chapman &lt;a href="https://x.com/KenChapman/status/1893705717225337228"&gt;posts&lt;/a&gt; about a successful RWA London Summit.&lt;/em&gt;&lt;/p&gt;

&lt;h2&gt;
  
  
  Positive momentum carries XDC Network forward.
&lt;/h2&gt;

&lt;p&gt;The milestones of the past year are a reflection of the foundational work laid in XDC Network’s early years. That work made the many integrations, project launches, and affiliations in year six and beyond possible. Consider the following:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;While network privacy wasn’t much of a priority elsewhere, XinFin foresaw the need to provide enterprise users with privacy features via a proof of concept: a bridge to R3’s Corda in 2021. Today, now that the UI/UX, minting process, security, and general architecture are in place, the use of XDC sovereign custom networks can happen at-scale. Users can easily develop and launch their own blockchains for privacy and other needs, while taking advantage of the security, speed, and efficiency of the XDC mainnet.&lt;/li&gt;
&lt;li&gt;When memes and NFT art were raging in the crypto space, XDC Network hosted the world’s first trade finance NFT, issued by Tradeteq.&lt;/li&gt;
&lt;li&gt;During a time when so many were focused on hype, XDC Network was  quietly establishing alliances with global trade associations like the Trade Finance Distribution Initiative, International Trade &amp;amp; Forfaiting Association, and Digital Negotiable Instruments Initiative.&lt;/li&gt;
&lt;li&gt;As regulatory progress stalled in parts of the world, XDC Network associates increased their leadership and participation in significant regulatory victories in other areas of the world.&lt;/li&gt;
&lt;li&gt;In Q2 2024, XDC became one of only four blockchains at the time to be supported by Securitize, the leader in end-to-end tokenization of real-world assets.&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;As XDC Network enters its 7th year, it does so with purpose-built infrastructure, growing regulatory clarity, and expanding institutional alignment. The cryptocurrency industry evolves ever faster in areas like stablecoin regulations, which are rapidly coming to fruition. XDC Network will see growth in stablecoin support and usage, a necessary advancement to enable cross-border transaction volume at scale. The network’s infrastructure is stronger than ever, and its place in the RWA tokenization space is more clearly defined. The journey ahead looks promising – perhaps no longer hidden in plain sight. &lt;/p&gt;

</description>
      <category>xdc</category>
      <category>rwa</category>
      <category>tradefinance</category>
      <category>tokenization</category>
    </item>
    <item>
      <title>XDC boldly brings blockchain to the real world</title>
      <dc:creator>XDC Foundation</dc:creator>
      <pubDate>Fri, 03 Jan 2025 14:47:12 +0000</pubDate>
      <link>https://www.xdc.dev/xdc_foundation/xdc-boldly-brings-blockchain-to-the-real-world-6k6</link>
      <guid>https://www.xdc.dev/xdc_foundation/xdc-boldly-brings-blockchain-to-the-real-world-6k6</guid>
      <description>&lt;h2&gt;
  
  
  Major milestones in trade finance, real world asset tokenization and protocol security serve as catalysts for growth as we approach 2025
&lt;/h2&gt;

&lt;p&gt;Blockchain adoption gained widespread appeal in 2024. Now more than ever, XDC Network is being recognized as an important piece of the global crypto landscape. &lt;/p&gt;

&lt;p&gt;Through novel trade finance applications and major technology upgrades, XDC Network achieved a level of adoption not seen in its first five years. As the crypto industry converges with the real world, XDC Network’s long-term vision for asset tokenization and enterprise use cases now meets with real world demand. &lt;/p&gt;

&lt;p&gt;In 2024, the environment surrounding blockchain in trade finance improved significantly with the promise of crypto legislation and regulatory guardrails in the U.S. and elsewhere on the horizon. In some parts of the world, such developments have already been realized. In June, France officially adopted the Model Law on Electronic Transferable Records (MLETR) — which provides a framework for the legal use of electronic transferable records. Japan followed only a month later, joining the UK and the UAE in recognizing electronic bills of lading.&lt;/p&gt;

&lt;p&gt;Leveraging this regulatory clarity, XDC Network saw deepened integrations with &lt;a href="https://www.xdctrade.network"&gt;XDC Trade Network&lt;/a&gt;, the MLETR-compliant platform for trade document exchange, and the Infocomm Media Development Authority’s (IMDA) &lt;a href="https://www.tradetrust.io"&gt;TradeTrust&lt;/a&gt;, the legalized and standardized digital trade platform.&lt;/p&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/VNrbgqnoqhQ9xAX877oUU1QdKDdBHGF7n_7msofYztM/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/LzZ2Z3Vrdmxzcmln/NXp5c2JvM2x3LnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/VNrbgqnoqhQ9xAX877oUU1QdKDdBHGF7n_7msofYztM/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/LzZ2Z3Vrdmxzcmln/NXp5c2JvM2x3LnBu/Zw" alt="Image description" width="880" height="440"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;h2&gt;
  
  
  Trade finance assets are synonymous with real world assets (RWAs)
&lt;/h2&gt;

&lt;p&gt;As a trade finance blockchain, XDC Network has been an asset tokenization network since its founding — one that offers a complete &lt;a href="https://xdc.org/solutions/rwa"&gt;RWA tokenization platform&lt;/a&gt; for any project and is fully integrated with the tokenization tracking platform, &lt;a href="https://app.rwa.xyz/networks/xdc"&gt;RWA.xyz&lt;/a&gt;. XDC Network is host to projects that tokenize commodities, private credit, and access to an ETF that tracks U.S. treasury bills, to name a few. &lt;/p&gt;

&lt;p&gt;Notable RWA tokenization projects launched on and around the network this year included the following:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;The UK’s first FCA-regulated digital securities exchange, &lt;a href="https://archax.com/insights/archax-and-xdc-networks-form-partnership-to-drive-innovation-and-growth-in-real-world-asset-tokenization"&gt;Archax&lt;/a&gt;, integrated with XDC Network with the specific focus to enable financial institutions to access tokenized RWAs more efficiently and to broaden the adoption rate in global financial markets in the process.&lt;/li&gt;
&lt;li&gt;Singapore’s &lt;a href="https://www.investax.io"&gt;InvestaX&lt;/a&gt; announced its launch on XDC, bringing a licensed and regulated tokenization platform to the ecosystem. &lt;/li&gt;
&lt;li&gt;XDC Foundation engaged with &lt;a href="https://www.plugandplaytechcenter.com/innovation-services/our-programs/xdc-rwa-accelerator"&gt;Plug and Play Tech Center&lt;/a&gt; to host and manage an enterprise RWA accelerator that sourced established startups with a specific focus on tokenization and enterprise applications.&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;As tokenization began to flow throughout the blockchain industry, XDC Network participants set anchor in a unique token offering targeted for a Q1 2025 launch. The upcoming project will create novel on-chain liquidity and earning opportunities while providing capital for one of the network’s bread-and-butter industries.&lt;/p&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/o_XQlUJYBw86uhaPZ1gklwyZA8HX7y-TbNasZ6i873k/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3kzaWxqMG9yZng3/bjFpbWE1dms1LnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/o_XQlUJYBw86uhaPZ1gklwyZA8HX7y-TbNasZ6i873k/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3kzaWxqMG9yZng3/bjFpbWE1dms1LnBu/Zw" alt="Image description" width="880" height="471"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;h2&gt;
  
  
  XDC Network is a destination for globally recognized technology leaders
&lt;/h2&gt;

&lt;p&gt;In addition to the Archax integration providing a broader reach in RWA tokenization and regulated environments, &lt;a href="https://www.coindesk.com/business/2024/07/25/deutsche-telekom-joins-rwa-focused-xdc-as-infrastructure-provider-in-digital-asset-push?utm_campaign=coindesk_main&amp;amp;utm_source=twitter&amp;amp;utm_medium=social&amp;amp;utm_term=organic&amp;amp;utm_content=editorial"&gt;Deutsche Telekom MMS&lt;/a&gt; launched a masternode on XDC Network. Leveraging its vast web3 infrastructure capabilities, the German technology giant helps enable innovative and secure applications on the network.&lt;/p&gt;

&lt;p&gt;The APAC team made headlines this year when SBI XDC Network APAC and SBI R3 Japan completed a proof-of-concept (PoC) experiment with &lt;a href="https://xdc.org/articles/xdc-network-and-r3-corda-complete-inter-business-settlement-poc"&gt;R3 Corda&lt;/a&gt;. The experiment demonstrated a successful digital asset transfer over R3 Corda and XDC Network, proving that assets like $XDC can serve as a form of payment to improve efficiency and facilitate inter-business settlement in trade transactions. Additionally, the use of the $XDC native token allowed for one-stop execution of instant settlements while encompassing both the private transaction details and the public value transfer data.&lt;/p&gt;

&lt;h2&gt;
  
  
  XDC 2.0 — an upgrade with serious implications for the blockchain industry
&lt;/h2&gt;

&lt;p&gt;The XDC protocol team delivered the much-anticipated XDC 2.0 upgrade, ensuring XDC Network remains one of the most secure, efficient, and trusted blockchains. &lt;/p&gt;

&lt;p&gt;The 2.0 upgrade introduced state-of-the-art security, employing forensic monitoring not yet seen in the blockchain industry. XDC 2.0’s security update will identify and destroy nodes deemed to be malignant, slashing their tokens immediately and protecting the network from harm. XDC 2.0 also requires only three-block finality. New blocks are generated every two seconds. &lt;/p&gt;

&lt;blockquote&gt;
&lt;p&gt;&lt;em&gt;In the academic world, XDC 2.0 is believed to be the most optimized and advanced consensus engine. The forensic monitoring system we implemented for XDC is the first systematic approach to achieve accountability for a Byzantine-tolerant consensus system.&lt;/em&gt;&lt;/p&gt;

&lt;p&gt;— Dr. Fisher Yu, Hash Laboratories and XDC Protocol Developer&lt;/p&gt;
&lt;/blockquote&gt;

&lt;p&gt;The launch of XDC 2.0 comes after a rigorous three-year period of development and testing and a completed &lt;a href="https://skynet.certik.com/projects/xdc-network"&gt;CertiK audit&lt;/a&gt;.&lt;/p&gt;

&lt;h2&gt;
  
  
  Subnets enable the creation of bespoke private networks with the security of XDC mainnet
&lt;/h2&gt;

&lt;p&gt;We recognize that many risk-averse organizations prefer a conservative approach to implementing blockchain technology. The XDC 2.0 upgrade provides institutions and any network user the ability to launch subnets—private, sovereign networks—to combine the advantages and security of the XDC Network with a fully private blockchain.&lt;/p&gt;

&lt;p&gt;A series of user-friendly applications will come with the subnet launch on the network, including:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Subnet Generator - an application that provides scripts to deploy subnets.&lt;/li&gt;
&lt;li&gt;Subnet Manager - a user interface to manage the subnet structure and its interactions with other subnets and mainnets. It also provides subnet statistics.&lt;/li&gt;
&lt;li&gt;Subswap - a user interface for swapping tokens across subnets or mainnet.&lt;/li&gt;
&lt;li&gt;XDC Zero - the infrastructure to support cross-chain interoperability for XDC subnets (as well as the XDC mainnet).&lt;/li&gt;
&lt;/ul&gt;

&lt;h2&gt;
  
  
  Network progress was made through old-fashioned hard work, event participation, and accelerator programs
&lt;/h2&gt;

&lt;p&gt;Hard work is only sometimes seen, but its effects are nearly always felt. The heads-down approach of so many in the XDC community strengthened the network worldwide. Some of those efforts and their results included the following:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;In Australia, XDC Network was a finalist in the Technology &amp;amp; Infrastructure Leader for Blockies award in the Australian Blockchain Industry Awards. The network is also represented on the Digital Economy Council of Australia.&lt;/li&gt;
&lt;li&gt;In Brazil, state-owned SERPRO integrated the XDC Network for KYC purposes, while the  &lt;a href="https://www.newsbtc.com/news/company/xdc-network-leads-rwa-the-first-brazilian-on-chain-dollar-linked-token-paying-9-2-a-year-by-mercado-bitcoin/"&gt;MercadoBitcoin&lt;/a&gt; platform worked with TradeFinex to launch an RWA fixed income token — the first ever in Brazil.&lt;/li&gt;
&lt;li&gt;The government of Zanzibar created the &lt;a href="https://cointelegraph.com/news/zanzibar-blockchain-sandbox-tech-startups-xdc"&gt;National Blockchain Sandbox&lt;/a&gt; on the XDC Network to stimulate digital asset and blockchain technology growth in that country.&lt;/li&gt;
&lt;li&gt;
&lt;a href="https://www.xdcdao.org"&gt;XDCDAO&lt;/a&gt; launched, marking a major milestone in creating a decentralized governance structure, thus empowering the growing XDC community to contribute to the network’s direction.&lt;/li&gt;
&lt;li&gt;Etherscan integrated XDC Network to create the gold standard &lt;a href="https://xdcscan.io"&gt;XDCScan&lt;/a&gt; explorer.&lt;/li&gt;
&lt;li&gt;
&lt;a href="http://CodeRun.ai"&gt;CodeRun.ai&lt;/a&gt; revolutionized blockchain programming on the XDC Network and uses AI to assist anyone in smart contract development for their network application. &lt;/li&gt;
&lt;li&gt;Account abstraction technology was enabled on the network, which allows for a more integrated use of smart contracts to manage user accounts. &lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;Community members from XDC Foundation and XinFin participated in a host of conferences in the blockchain and trade finance areas to create new partnerships and advance the network’s use cases. &lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;There were multiple Global Trade Review (GTR) events worldwide where foundation and XinFin members attended or spoke on industry-relevant panel discussions. &lt;/li&gt;
&lt;li&gt;XDC Network was featured at the second annual Trade Finance Investor Day in the UK, where Billy Sebell, Executive Director of XDC Foundation, was a keynote speaker.&lt;/li&gt;
&lt;li&gt;XDC Network received the Leader in Hybrid Blockchains Award at ABC Conclave 2024.&lt;/li&gt;
&lt;li&gt;XDC Network was promoted at the widely-attended ETHDubai, Consensus, and RWA Day conferences.&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;Accelerator programs flourished in XDC Network communities throughout 2024 &lt;/p&gt;

&lt;p&gt;The aforementioned Plug and Play accelerator program focused on startups with specific RWA and enterprise applications, while accelerators like Tenity and Brinc provided EVM-compatible projects with mentorship, portfolio exposure, and ongoing technical support. XDCDAO supported the XDC Accelerator Program, and XVC Tech co-launched Pivot-to-XDC along with Pivot. All of these programs have the common goal of attracting high quality projects to the XDC Network.&lt;/p&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/dS0mGCX5_V5UNq8Kxzd7IbMIvtYO_sEUOfqLFEw9O94/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3BibW54NGtjMTIx/Zzh2YnJzZXZuLnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/dS0mGCX5_V5UNq8Kxzd7IbMIvtYO_sEUOfqLFEw9O94/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3BibW54NGtjMTIx/Zzh2YnJzZXZuLnBu/Zw" alt="Image description" width="880" height="293"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;h2&gt;
  
  
  Looking Forward
&lt;/h2&gt;

&lt;p&gt;In 2024, XDC Network moved towards solving an increasing number of problems in the real world through collaboration, efficiency, and technical security. While the real world took a step closer to blockchain at large, XinFin’s earliest vision for the network continued to pave the way for adoption and transformation. &lt;/p&gt;

&lt;blockquote&gt;
&lt;p&gt;&lt;em&gt;What I’m most excited about is, not only are businesses now embracing blockchain technology more seriously, regulators are recognizing the depth of the crypto space and taking action to be a part of it.&lt;/em&gt;&lt;/p&gt;

&lt;p&gt;— André Casterman, Casterman Advisory Group&lt;/p&gt;
&lt;/blockquote&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/uZJWuKolNDiR2GXvGcB0Fc9meVGHGgast2gHpxi2vi4/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3ZoNWx5MDdvcG9z/amE3OHM1cDRuLnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/uZJWuKolNDiR2GXvGcB0Fc9meVGHGgast2gHpxi2vi4/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3ZoNWx5MDdvcG9z/amE3OHM1cDRuLnBu/Zw" alt="Image description" width="360" height="447"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;Next year holds hope in many ways for the digital asset industry, and XDC Network will continue to be a beacon of innovation. We saw an increase in regulated projects come onto the network this year, and we expect that will continue throughout 2025 as legislative and regulatory progress provides some much-needed industry framework.&lt;/p&gt;

&lt;p&gt;This regulatory clarity will provide space for creative solutions to emerge, further leveraging off-chain assets for on-chain utility and liquidity. The upcoming USDC and USDT bridges, combined with the efficiency and security of the network, ensure XDC will be a natural home for stablecoin use cases to emerge and grow. Meanwhile, subnets open the door for institutions balancing customers’ privacy with appropriate financial transparency.&lt;/p&gt;

&lt;p&gt;The XDC brand has come a long way. From Wayne Rooney and Jason Sudeikis repping XDC at DC United to the widespread use of the XDC name throughout global events each year, the XDC Network has become recognizable in circles broader than the crypto industry.&lt;/p&gt;

&lt;p&gt;Mainstream opportunities and the XDC Network’s firm footing in the industry are about to intersect. For the XDC community, it is time to leverage the technology, the brand, its values, and the hard work throughout the ecosystem; and capitalize on the brightest outlook ever for the digital asset industry. &lt;/p&gt;

&lt;p&gt;At this point of confluence between the new and the old, XDC Network stands ready to receive what is coming downstream and serve the industries ahead.&lt;/p&gt;

</description>
      <category>xdc</category>
      <category>rwa</category>
    </item>
    <item>
      <title>Using MetaMask for XDC</title>
      <dc:creator>XDC Foundation</dc:creator>
      <pubDate>Mon, 04 Nov 2024 20:16:47 +0000</pubDate>
      <link>https://www.xdc.dev/xdc_foundation/using-metamask-for-xdc-m8l</link>
      <guid>https://www.xdc.dev/xdc_foundation/using-metamask-for-xdc-m8l</guid>
      <description>&lt;h2&gt;
  
  
  A great Web3 wallet solution
&lt;/h2&gt;

&lt;p&gt;Did you know you can use MetaMask as your XDC wallet? If you’re not already, it may be worth considering. With more than 30 million users and growing, MetaMask is a versatile and widely used cryptocurrency wallet for Ethereum and EVM-compatible networks, like XDC Network. &lt;/p&gt;

&lt;p&gt;The reliability and ease-of-use offered by MetaMask are some of its most redeeming features. Also, as a non-custodial cryptocurrency wallet, your MetaMask private keys are held and controlled solely by you, not by a third party or exchange. &lt;/p&gt;

&lt;h2&gt;
  
  
  Setup Steps
&lt;/h2&gt;

&lt;p&gt;Whether you are looking to store your XDC or use MetaMask for development and testing, setting it up is straightforward. Here’s how you can get started:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Download the MetaMask app to your mobile device, or add the MetaMask extension to your Chrome, Firefox, or Edge browser. You can also use the MetaMask portfolio dashboard if you prefer managing your assets through a web interface. New to MetaMask? Check out their in-depth tutorial.&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;&lt;em&gt;&lt;strong&gt;Note&lt;/strong&gt;: Be cautious and always verify that the MetaMask app or extension you’re using is authentic. Look for official links directly from MetaMask’s website or your trusted app store.&lt;/em&gt;&lt;/p&gt;

&lt;p&gt;The next step will be to add XDC Network to your MetaMask wallet and configure your XDC address to MetaMask standards. This is only required for the initial setup.&lt;/p&gt;

&lt;p&gt;MetaMask will default to the Ethereum network upon first use. If you have used MetaMask before, it may show a different EVM-compatible network. To switch to the XDC Network:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Click the network dropdown at the top left of your MetaMask wallet.&lt;/li&gt;
&lt;li&gt;Select “Add Network”, then choose “Add a network manually” and input the following:&lt;/li&gt;
&lt;li&gt;Network Name = XDC Network&lt;/li&gt;
&lt;li&gt;RPC URL = &lt;a href="https://erpc.xinfin.network"&gt;https://erpc.xinfin.network&lt;/a&gt;
&lt;/li&gt;
&lt;li&gt;Chain ID = 50&lt;/li&gt;
&lt;li&gt;Symbol = XDC&lt;/li&gt;
&lt;li&gt;Block Explorer URL = &lt;a href="https://xdcscan.com"&gt;https://xdcscan.com&lt;/a&gt;
&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;After inputting this information, click &lt;strong&gt;Save&lt;/strong&gt;. You will now see XDC Network as your active network, which should look like this:&lt;/p&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/HpRDLeCsa8VARTLNFZ1mg-Gu-oJ1G2_QfJ_jgnWc6B4/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/LzV0aHp1OXB0NXlt/OTBpd2lyczZnLmpw/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/HpRDLeCsa8VARTLNFZ1mg-Gu-oJ1G2_QfJ_jgnWc6B4/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/LzV0aHp1OXB0NXlt/OTBpd2lyczZnLmpw/Zw" alt="Image description" width="500" height="700"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;h2&gt;
  
  
  MetaMask and the 0x prefix
&lt;/h2&gt;

&lt;p&gt;MetaMask utilizes only a &lt;strong&gt;0x&lt;/strong&gt; address prefix. This means your MetaMask wallet address will display with &lt;strong&gt;0x&lt;/strong&gt; (zero-x) instead of xdc. However, the XDC Network recognizes both the &lt;strong&gt;0x&lt;/strong&gt; and &lt;strong&gt;xdc&lt;/strong&gt; prefix. &lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Sending TO your MetaMask wallet&lt;/strong&gt;: Any XDC sent to your MetaMask address will be properly displayed in your MetaMask wallet, regardless of whether the &lt;strong&gt;xdc&lt;/strong&gt; or &lt;strong&gt;0x&lt;/strong&gt; prefix was used. The XDC Network will recognize your address and process transactions successfully regardless of the prefix, as long as everything after the prefix matches.&lt;/p&gt;

&lt;p&gt;&lt;strong&gt;Sending FROM your MetaMask wallet&lt;/strong&gt;: XDC transactions initiated from your MetaMask wallet require the outbound address to start with the &lt;strong&gt;0x&lt;/strong&gt; prefix. Users will need to change the &lt;strong&gt;xdc&lt;/strong&gt; prefix to &lt;strong&gt;0x&lt;/strong&gt; for outbound transactions.  This change is made manually by deleting the xdc prefix and typing &lt;strong&gt;0x&lt;/strong&gt; in its place.&lt;/p&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/BDbUqkpp53lVg8YboIs4dbiGNCYN9QKyHqr6I9jJi3U/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3lwN29qNHo2aGkx/cHIzM3JqY3Z1Lmpw/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/BDbUqkpp53lVg8YboIs4dbiGNCYN9QKyHqr6I9jJi3U/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3lwN29qNHo2aGkx/cHIzM3JqY3Z1Lmpw/Zw" alt="Image description" width="600" height="150"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;Though it may feel awkward at first, this minor adjustment allows for seamless interaction with EVM-compatible tools like MetaMask. If this is your first time amending a wallet address (and even if you've done it many times), it is recommended that you send a small test transaction to confirm the address. &lt;/p&gt;

&lt;p&gt;When completed, your screen should look similar to this one: &lt;/p&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/B_YXqAqxcfxyTWKgS7dd1QbDNh2cJ6-HjfU-R45bVBc/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3hsb29pY2NlanFp/emxsc2FwMW4xLnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/B_YXqAqxcfxyTWKgS7dd1QbDNh2cJ6-HjfU-R45bVBc/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3hsb29pY2NlanFp/emxsc2FwMW4xLnBu/Zw" alt="Image description" width="500" height="700"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;You are now ready to send, receive or swap your XDC.&lt;/p&gt;

&lt;h2&gt;
  
  
  Troubleshooting
&lt;/h2&gt;

&lt;p&gt;While the ultimate goal in using MetaMask is to achieve a comfortable XDC wallet experience, there may be an occasional issue with its setup or function. Following are some common types of issues, inherent to any wallet, and their solutions on MetaMask:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;RPC URL not working or not available - The RPC (remote procedure call) URL is used to call functions and information from the XDC Network. Should there be a temporary issue with the RPC in your setup, there are other RPCs to choose from. Chainlist.org offers multiple RPC server options. Just click on the dropdown below the Connect Wallet button and select another RPC.&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;&lt;em&gt;&lt;strong&gt;Note&lt;/strong&gt;: If an RPC is down, you may see a zero balance in your account. Do not panic. This issue simply means the RPC is not pulling data from the network. Your assets remain secure on the blockchain.&lt;/em&gt;&lt;/p&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/qXQormAvxRrw7S-lgZc9IObbdlpxZodr3mOpwKZ1uCc/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3VpYzR6djN6N285/Njlhb2c5dmRuLnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/qXQormAvxRrw7S-lgZc9IObbdlpxZodr3mOpwKZ1uCc/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3VpYzR6djN6N285/Njlhb2c5dmRuLnBu/Zw" alt="Image description" width="880" height="440"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Not enough XDC to cover gas fees - Be mindful to hold some XDC coins in your wallet for gas fees. For example, if your wallet balance is 1,000 XDC, and you want to send 1,000 XDC to another wallet, the transaction will fail due to insufficient balance for the outstanding gas fees. The good news is that XDC gas fees are very low, and just 1 XDC token should be plenty to cover the gas fee for any transaction.&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;The benefits of using MetaMask provide assurances in your day-to-day crypto transactions and storage. &lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Compatibility: The 0x prefix is widely used and works well with EVM-based dApps.&lt;/li&gt;
&lt;li&gt;Reliability: As a trusted and widely adopted wallet, MetaMask is regularly updated to meet the latest security and usability standards.&lt;/li&gt;
&lt;li&gt;Familiarity: MetaMask is one of the most widely used wallets for EVM-compatible networks. Users familiar with MetaMask don’t need to learn a new interface or process when using it with XDC Network, making the transition seamless.&lt;/li&gt;
&lt;li&gt;Control. You control your MetaMask wallet’s private keys, not a third party or exchange. Please note, this also means the responsibility of safeguarding your private key(s) falls entirely on you. If the key is lost or compromised, your funds may be too — no one can recover it for you.&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;MetaMask offers security, convenience, and versatility for managing your XDC Network-based tokens. By following the simple steps above, you can quickly set up and start using XDC Network on MetaMask. &lt;/p&gt;

&lt;p&gt;For more XDC Network news &amp;amp; insights, follow us &lt;a href="https://xdc.org/news-insights"&gt;here&lt;/a&gt;.&lt;/p&gt;

</description>
      <category>metamask</category>
      <category>xdc</category>
      <category>wallet</category>
      <category>web3</category>
    </item>
    <item>
      <title>XDC 2.0: An overview of the major consensus upgrade</title>
      <dc:creator>XDC Foundation</dc:creator>
      <pubDate>Thu, 03 Oct 2024 13:31:49 +0000</pubDate>
      <link>https://www.xdc.dev/xdc_foundation/xdc-20-an-overview-of-the-major-consensus-upgrade-48nc</link>
      <guid>https://www.xdc.dev/xdc_foundation/xdc-20-an-overview-of-the-major-consensus-upgrade-48nc</guid>
      <description>&lt;h3&gt;
  
  
  Since early 2022, the protocol team has been working towards an XDC consensus upgrade that brings unprecedented security, forensic monitoring, and a sought-after subnet architecture to the XDC ecosystem.
&lt;/h3&gt;

&lt;p&gt;&lt;em&gt;XDC Network successfully upgraded to XDC 2.0 on Monday, September 30, 2024 at block number 80370000.&lt;/em&gt;&lt;/p&gt;

&lt;p&gt;XDC Network's 2.0 development team, led by Princeton University's Professor Pramod Visawanath, has been working to create, test, and implement a defining protocol enhancement. XDC 2.0, which has been running on Apothem (testnet) since March 2024, is its most impactful upgrade since the XDC mainnet's inception five years ago.&lt;/p&gt;

&lt;h3&gt;
  
  
  Network security has always been a pillar of XDC's consensus mechanism.
&lt;/h3&gt;

&lt;p&gt;XDC 2.0's consensus mechanism is structured to eliminate network downtime from attacks and other issues. As proven by the ever-present outages of some of the most protected, highly-used platforms for peer-to-peer transactions, even the slightest opportunity for malevolent actors or systemic failures can upend millions of people's social and economic lives. &lt;/p&gt;

&lt;p&gt;Extended and repeated outages of high-volume, centralized, and decentralized Layer 1 blockchains have caused havoc on an industry reliant on its uptime. As cross-chain interoperability becomes mainstream, another blockchain's outage can adversely affect completely healthy networks, disrupting business and consumer transactions for hours or days.&lt;/p&gt;

&lt;p&gt;Even Web2 outages, such as the 2021 Meta outage or the more recent CrowdStrike outage that affected business operations worldwide, should concern the blockchain industry. As more legacy data and transactions move on-chain, network downtime—whether from attacks or systemic issues—will not be tolerated. XDC 2.0 seeks to eliminate this concern for its ecosystem participants and raise the bar for blockchain security in general. &lt;/p&gt;

&lt;p&gt;To that end, the 2.0 upgrade introduces next-level military-grade security and forensic monitoring. The current XDC Network Proof-of-Stake protocol is fortified to resist attacks and has a remarkable uptime record. The upgrade improves upon this. In contrast with XDPoS 1.0, where high security is achieved as blocks grow deeper, resulting in a longer confirmation delay, XDC 2.0 requires only a three block finality. With a new block generated every two seconds, maximum security is achieved six seconds after a block is generated, raising the bar substantially for Layer 1 blockchain security.&lt;/p&gt;

&lt;p&gt;XDC 2.0 further improves on its earlier version — taking all blockchain security into unprecedented territory — by implementing a systematic forensic monitoring system that includes slashing rogue nodes.&lt;/p&gt;

&lt;p&gt;There is already a very low probability of executing a hostile takeover of the XDC Network, which verifies every network transaction through its consensus mechanism. As the Byzantine fault tolerance protocol can theoretically withstand up to one-third of validator nodes going rogue, a takeover would require widespread collusion between node operators. These node owners, who are decentralized globally, have at least 10 million XDC and are paid a percentage of that annually as a reward for validating transactions, meaning they all have a stake in the network's success.&lt;/p&gt;

&lt;p&gt;The XDC 2.0 upgrade takes this security to another level, featuring a first-of-its-kind governance platform that can identify malignant nodes with proof and slash them almost immediately—involving burning their 10 million XDC tokens and all rewards that come with being a node owner. Due to Know-Your-Customer requirements, operators of rogue nodes could be prosecuted.&lt;/p&gt;

&lt;h3&gt;
  
  
  XDC 2.0's security upgrade will act as judge, jury, and executioner regarding malignant node activity, adding another obstacle for malicious actors hoping to reach that one-third threshold.
&lt;/h3&gt;

&lt;p&gt;Unprecedented security is critical as the XDC Network continues to add institutional users who may be crypto-adverse. Because business interests worldwide may be wary of blockchain technology, the bar for security is even higher. Ahead of its time, XDC 2.0 meets that mark as the first network protocol to include forensic monitoring, outpacing protocols even in the early stages of development.&lt;/p&gt;

&lt;blockquote&gt;
&lt;p&gt;In the academic world, XDC 2.0 is believed to be the most optimized and advanced consensus engine," protocol developer Dr. Fisher Yu of Hash Laboratories told XDC Foundation. "The forensic monitoring system we implemented for XDC is the first systematic approach to achieve accountability for a Byzantine-tolerant consensus system.&lt;/p&gt;
&lt;/blockquote&gt;

&lt;p&gt;&lt;strong&gt;A user-friendly architecture for subnets will also launch with XDC 2.0.&lt;/strong&gt;&lt;/p&gt;

&lt;blockquote&gt;
&lt;p&gt;Institutions, and especially banks, demand privacy," explained Dr Yu. "That means they will digitalize the assets of their clients, but they do not want to put them in a public network because you will expose all assets of this client. They still want to store the asset in a decentralized way, and they still want the security of the XDC mainnet.&lt;/p&gt;
&lt;/blockquote&gt;

&lt;p&gt;Subnets will be a crucial driver for institutional adoption of the XDC Network, and of blockchain in general. The ability to deploy and utilize them on the XDC Network offers opportunities seen on only a handful of other blockchains.&lt;/p&gt;

&lt;p&gt;Subnets allow users to build their own smaller replica of the XDC mainnet on the XDC Network, validator nodes and all. The subnet's block headers will periodically publish to the XDC Network mainnet while the block body will be validated on the subnet's decentralized private nodes. Subnets will have their own private explorers. By adding privacy functionalities, XDC is solving the age-old debate over public vs. private blockchains.  &lt;/p&gt;

&lt;p&gt;These subnets will be more secure even than the upgraded XDC Network, as a malicious actor would have to compromise both the XDC mainnet and the subnet to revise the subnet ledger. Since the subnet block header only contains metadata, the subnet block bodies are not checkpointed, and no account or transaction data will become public, even if a subnet were compromised.&lt;/p&gt;

&lt;p&gt;A series of user-friendly applications will come with the subnet launch on the network, including:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;
&lt;strong&gt;Subnet Generator&lt;/strong&gt; - an application that provides scripts to deploy subnets.&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Subnet Manager&lt;/strong&gt; - a user interface to manage the subnet structure and, its interactions with other subnets and mainnets. It also provides subnet statistics.&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Subswap&lt;/strong&gt; - a user interface for swapping tokens across subnets or mainnet.&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;XDC Zero&lt;/strong&gt; - the infrastructure to support cross-chain interoperability for XDC subnets (as well as the XDC mainnet).&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;The launch of XDC 2.0 comes after a rigorous three-year period of development and testing.&lt;br&gt;
This included testing the individual functions and the integration between components and ensuring the entire system's functionality end-to-end. Finally, the protocol team conducted pressure tests by abruptly expanding the network size before reducing it, and turning on and off nodes to ensure the network could recover in all scenarios. "We reconstruct the network to make sure that it can always survive," said Fisher Yu.&lt;/p&gt;

&lt;p&gt;In addition to ongoing upgrade testing, &lt;a href="https://www.certik.com/"&gt;CertiK&lt;/a&gt; — a global leader in smart contract and blockchain security monitoring — completed a rigorous &lt;a href="https://skynet.certik.com/projects/xdc-network#operational-resilience"&gt;audit&lt;/a&gt; on XDC 2.0. The audit concluded with the protocol achieving a AA rating on its security posturing and being placed in the top 10% of crypto projects per CertiK's SkyHarbor reporting. The protocol achieved an "Excellent" rating in several categories: Code, Community, Operational, and Market. Since the CertiK audit, XDC 2.0 has been running on Apothem testnet.&lt;/p&gt;

&lt;h3&gt;
  
  
  With the 2.0 upgrade on September 30, the XDC Network takes a monumental step towards making blockchain more appealing to risk-averse industries through an unprecedented combination of privacy and security.
&lt;/h3&gt;

&lt;p&gt;Along with the 2.0 consensus upgrade, several other &lt;a href="https://xdc.org/articles/upgrading-the-xdc-network"&gt;network innovations&lt;/a&gt; and improvements have recently occurred or will be implemented soon. These include:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;
&lt;strong&gt;USDC bridge with Circle&lt;/strong&gt; will enable deeper ecosystem interactions and opportunities.&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;USDT bridge with Tether&lt;/strong&gt; will improve network liquidity and create opportunities for DeFi applications and tokenized assets.&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Solidity v0.8.23&lt;/strong&gt; update was an essential step in a positive smart contract experience on the XDC Ethereum Virtual Machine (EVM)&lt;/li&gt;
&lt;li&gt;
&lt;a href="https://coderun.ai/"&gt;&lt;strong&gt;CodeRun AI&lt;/strong&gt;&lt;/a&gt; is a developer assistant powered by the XDC Network that can be used for smart contract development and technical or strategic guidance.&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Node enhancements and network updates&lt;/strong&gt; will follow the 2.0 consensus upgrade and focus on improving smart contract execution, optimizing node performance, and boosting overall network efficiency.&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;XDCDAO&lt;/strong&gt; was launched and marked a significant milestone in providing a decentralized governance framework for the XDC Network.&lt;/li&gt;
&lt;li&gt;
&lt;strong&gt;Account Abstraction&lt;/strong&gt; is live on mainnet and provides a broader use of smart contracts to manage user accounts. &lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;While largely overseen and carried out by XinFin and the protocol team, the XDC Foundation played an important role in the development of XDC 2.0. The Foundation was involved in the upgrade's marketing plans and the research and development process as a whole, including the CertiK audit.&lt;/p&gt;

&lt;blockquote&gt;
&lt;p&gt;XDC 2.0 is one of the most exciting XDC Network developments since its inception. XDC Foundation's involvement in the CertiK audit and other important aspects of bringing 2.0 to life is an integral part of our mission to grow adoption of the network."&lt;/p&gt;

&lt;p&gt;— Matthew Weisenthal, Director of XDC Foundation&lt;/p&gt;
&lt;/blockquote&gt;

&lt;p&gt;Looking forward, XDC 2.0 will set a new bar for blockchain security. Its subnets architecture also provides the tools for would-be blockchain users, who have previously been wary of the technology and can now confidently explore its benefits. &lt;/p&gt;

&lt;p&gt;From day one, XDC Network was built with the long-term purpose of being a reliable, scalable, and secure blockchain upon which users of all shapes and sizes can build their projects. XDC 2.0 ensures that this focus is hearty and sustainable.&lt;/p&gt;

&lt;p&gt;&lt;a href="https://xdc.org/news-insights"&gt;Get more XDC news and insights.&lt;/a&gt;&lt;/p&gt;

</description>
      <category>xdc2</category>
      <category>xdc</category>
    </item>
    <item>
      <title>[Informative] 2023: XDC Network's most transformational year yet</title>
      <dc:creator>XDC Foundation</dc:creator>
      <pubDate>Thu, 14 Dec 2023 16:08:04 +0000</pubDate>
      <link>https://www.xdc.dev/xdc_foundation/2023-xdc-networks-most-transformational-year-yet-45pp</link>
      <guid>https://www.xdc.dev/xdc_foundation/2023-xdc-networks-most-transformational-year-yet-45pp</guid>
      <description>&lt;h2&gt;
  
  
  From global advancements in digitalization and real world asset tokenization to an upsurge in development activity, the XDC Network benefitted from a fruitful 2023
&lt;/h2&gt;

&lt;p&gt;This year saw influential global events that point to a promising future for blockchain adoption. Landmark legislation in the UK enabling electronic bills of lading (eBLs) set the stage for increased flows of global liquidity onto blockchain. Through adoption in strategic geographic locales and the launch of real world asset tokenization (RWA) on-chain, along with integrations with leading providers in the trade finance industry, the XDC Network is uniquely positioned to provide solutions for the trade finance gap.&lt;/p&gt;

&lt;h2&gt;
  
  
  Real world asset tokenization in the spotlight on XDC Network
&lt;/h2&gt;

&lt;p&gt;Tokenized U.S. Treasury bonds and private credit led RWA in 2023 and have exceeded &lt;a href="https://app.rwa.xyz/treasuries"&gt;$1.3 billion in value&lt;/a&gt; thus far. &lt;a href="https://www.tradeteq.com"&gt;Tradeteq&lt;/a&gt;’s U.S. Treasury Token (USTY) that launched via their &lt;a href="https://yieldteq.io"&gt;Yieldteq&lt;/a&gt; subsidiary on the XDC Network in August gives investors exposure to a multibillion-dollar, highly liquid ETF that is indexed to short-term U.S. government bonds. &lt;/p&gt;

&lt;p&gt;The tokens are issued through digital securities provider &lt;a href="https://securitize.io"&gt;Securitize&lt;/a&gt;. &lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Securitize integrates the XDC Network&lt;/li&gt;
&lt;li&gt;USTY is one of the few treasury products &lt;a href="https://app.rwa.xyz/treasuries"&gt;recognized by RWA.xyz&lt;/a&gt;
&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;This important milestone offers a further proof point in RWA showcasing the advantages of blockchain technology by leveraging the power of traditional investment classes. The integration also highlights the XDC Network as one of a handful of blockchain networks to be able to support security tokens through the SEC-compliant Securitize platform for both primary and secondary issuances. &lt;a href="https://xdc.org/articles/vantage-point-tradfi-increasingly-adopts-blockchain"&gt;RWAs are playing an increasing role&lt;/a&gt; in traditional finance’s adoption of blockchain technology. And &lt;a href="https://xdc.org/community/ecosystem"&gt;XDC ecosystem projects&lt;/a&gt;, like Comtech Gold, offer tokenized real world assets through their business models. &lt;/p&gt;

&lt;blockquote&gt;
&lt;p&gt;RWAs are an object lesson in the genius and power of the blockchain. In crossing both legal and technological frontiers, they have the potential to invigorate TradFi and provide highly attractive new investment opportunities.”&lt;/p&gt;
&lt;/blockquote&gt;

&lt;p&gt;— Sarah Green, Law Commission of England and Wales&lt;/p&gt;

&lt;h2&gt;
  
  
  Trade finance and XDC Network were big victors this year
&lt;/h2&gt;

&lt;p&gt;With the implementation of the UK Electronic Trade Documents Act 2023 (EDTA) in September, the conversion of burdensome paper documentation to an electronic format is showing early signs of adoption. With at least 60% of the world’s trading corridors utilizing British law, this significant milestone will enable much shorter trade times. And with its firm foundation in trade finance, few blockchain networks will be more positively impacted by this new law than the XDC Network.&lt;/p&gt;

&lt;p&gt;As legacy systems adjust to these new standards, blockchain technology stands ready as a promising solution. &lt;/p&gt;

&lt;p&gt;TradeTrust, for example, is an electronic documentation platform that connects governments and businesses through globally-accepted trade standards. Through the platform, end users can exchange and verify electronic documents and effect title transfers, regardless of their current business systems.&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;XDC Network became one of only three blockchains to fully integrate with &lt;a href="https://www.tradetrust.io"&gt;TradeTrust&lt;/a&gt; this year. &lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;In fact, XDC Network continues to lead in the trade finance space. Recognized by the International Chamber of Commerce and World Trade Organization in their &lt;a href="https://www.wto.org/english/res_e/publications_e/blockchainanddlt_e.htm"&gt;periodic table&lt;/a&gt; of DLT projects in trade, XDC Network’s TradeFinex platform is set to aggregate smart contract-based trade finance assets for alternative asset investors — helping to shrink the $3.5 trillion trade finance gap. Together with XDC Trade Network and several participants in the XDC ecosystem, the pilot program converted a paper bill of lading to an eBL following the new UK eBL law. This &lt;a href="https://finance.yahoo.com/news/xdc-trade-network-delivers-revolutionizing-120000849.html?fr=sycsrp_catchall"&gt;demonstration&lt;/a&gt; offers another proof point in how trade finance liquidity becomes available through tokenizing a real world asset.&lt;/p&gt;

&lt;h2&gt;
  
  
  Regulatory strides were significant in 2023
&lt;/h2&gt;

&lt;p&gt;The long-term potential of blockchain technology is bolstered any time there are advances in regulations that support its usage. Perhaps leading the way this year was the EU’s Markets in Crypto Assets (MiCA) legislation that passed in April. In enacting this legislation, the EU recognizes how crypto tokens function as legitimate utility assets and investment vehicles, signaling the EU’s confidence in the promise of blockchain technology to address real world problems. &lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;MiCA signed into law on May 31, 2023&lt;/li&gt;
&lt;li&gt;XinFin submitted a Call for Evidence to the UK’s Parliament in January 2023 as part of the Electronic Trade Documents Act legislative process.&lt;/li&gt;
&lt;li&gt;Digital Negotiable Instruments initiative (DNI) embraces regulatory clarity in its mission to digitize negotiable trade instruments.&lt;/li&gt;
&lt;li&gt;XDC Trade Network positions itself as a core technology provider compliant with MLETR (ETD Act)&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/3veCY2x7ckrHE9FqmPgDFT6rRn1hAkzc0SQXC2I1CgU/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L2w3aW1veXR4Ynlk/ZGV0cTVyY3p0LnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/3veCY2x7ckrHE9FqmPgDFT6rRn1hAkzc0SQXC2I1CgU/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L2w3aW1veXR4Ynlk/ZGV0cTVyY3p0LnBu/Zw" alt="Image description" width="657" height="504"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;Japan &lt;a href="https://asia.nikkei.com/Spotlight/Cryptocurrencies/Japan-adopts-law-to-regulate-stablecoins-for-investor-protection"&gt;revised its Payment Services Act&lt;/a&gt; last year, which provides for the regulation of stablecoins in that country. Notably, &lt;a href="https://www.japantimes.co.jp/business/2023/11/28/companies/japan-sbi-stablecoin-pact/"&gt;Circle and SBI Holdings&lt;/a&gt; signed a memorandum of understanding in November 2023 that facilitates the adoption of the USDC stablecoin in Japan, further emphasizing its commitment to a Web3 economy. XDC Network is well positioned to offer utility throughout Japan and across other progressive digital asset environments.&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;SBI VC partners with XinFin and adds support for the XDC Network &lt;/li&gt;
&lt;li&gt;SBI VC works to support and create awareness for the XDC ecosystem in Japan&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;Elsewhere, the &lt;a href="https://www.mas.gov.sg/news/media-releases/2023/mas-strengthens-regulatory-measures-for-digital-payment-token-services"&gt;Monetary Authority of Singapore (MAS)&lt;/a&gt; seeks to strengthen its Digital Payment Token regulations for service providers, offering further protection to digital asset investors. In the post-Brexit UK, the Treasury is moving forward to &lt;a href="https://www.ft.com/content/97919ef3-5bc9-46c1-b4ac-6b9ccdb9370c"&gt;implement crypto regulations&lt;/a&gt;, beginning with stablecoins. It wants to achieve a balance between investor protections and building a digital asset economy.&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;MAS-regulated Propine senior representative Taniya Singh joined Aneri Merchant, Investment Manager at XVC Tech, as participants in panel discussions at ETHToronto in August.&lt;/li&gt;
&lt;li&gt;XDC Network participants hosted ‘Regulating Web3: What does the Future Hold?’ in Dubai.&lt;/li&gt;
&lt;/ul&gt;

&lt;h2&gt;
  
  
  Success depends on your network
&lt;/h2&gt;

&lt;p&gt;One of XDC Foundation’s primary messages strikes a dual meaning. While &lt;em&gt;success depends on your network&lt;/em&gt;’s technology, it also relies on the network of people and applications built on the network. &lt;/p&gt;

&lt;p&gt;With that in focus, XDC Foundation supported and participated in several global events and conferences in 2023.&lt;/p&gt;

&lt;p&gt;Through these events, the Foundation sought to create awareness for the XDC Network and its capabilities to all levels of participants. During the process, we added to and strengthened existing alliances, hosted and participated in educational panels, and facilitated the onboarding of new developers and projects. XDC Foundation hosted panel discussions on RWA Tokenization, Growing Vibrant Ecosystems, and Trade Finance Unleashed: Perspectives from Industry Titans.&lt;/p&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/muvt8cAjogRtvQsjF4L8iCQUAJrjCvzn23aRnzTsAJI/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L2xyY2UxczA2OGxz/dnM3MXB2b245LnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/muvt8cAjogRtvQsjF4L8iCQUAJrjCvzn23aRnzTsAJI/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L2xyY2UxczA2OGxz/dnM3MXB2b245LnBu/Zw" alt="Image description" width="880" height="460"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;h2&gt;
  
  
  Developer growth, hackathons, and XDC’s surging network effect
&lt;/h2&gt;

&lt;p&gt;The year 2023 brought a new and deliberate focus: the accelerated development of the XDC protocol on both the consensus and application layers. This shift arrived on the back of industry upheaval in 2022 – a window in time that the XDC community determined to use as an opportunity to build. Among the community's goals were driving development activity, updating documentation and enhancing the strengths of the protocol. In November of 2023, XDC 2.0 (formerly XDPoS 2.0) successfully arrived on the Apothem testnet. Likewise, XDC development teams have modeled a turn-key subnet solution designed to serve institutional participants, set to come to market in 2024. &lt;/p&gt;

&lt;p&gt;As more developers and participants, in general, leverage and interact with the technology, XDC Foundation has embraced developer hackathons as a way to foster a well-rounded ecosystem. &lt;/p&gt;

&lt;p&gt;The work of global participants brought new and significant adoption of the network across the world. Hackathons were conducted in Dubai, Toronto, Austin, New York, Barcelona and Singapore. Projects proposed solutions for e-commerce, gaming, DeFi, AI, sustainability, metaverse, and tokenization, among others.&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;Over a dozen hackathons created an environment where more than 350 teams with over 1,000 contestants competed for grants to build on the network. &lt;/li&gt;
&lt;li&gt;XDC Network received the highest percentage of applications amongst all participating blockchains at Consensus Web3athon and ETHToronto.&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;Many of the events referenced above showcased the XDC Network as an attractive destination for concept projects. These inclusive and competitive events encouraged innovation and a wide range of developer activity. Many independent teams across the community led these events in their respective regions creating a true global effort. &lt;/p&gt;

&lt;p&gt;Since year end in 2022, the network has seen broader participation and interaction amongst developers and other stakeholders. &lt;a href="https://discord.gg/pTpv5sed"&gt;Discord&lt;/a&gt;, for example, is the destination for development support. It sees a continuous stream of interactions on multiple channels, including multilingual support. &lt;a href="https://www.xdc.dev"&gt;XDC.dev&lt;/a&gt; is the forum for community members to post about the network — articles, tutorials, community votes — and engage in discussions on many topics.&lt;/p&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/gIV44swf1BSaeB0OY7JpypNQuWMevjY87BTwJp-q4fE/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3k3bWhlcjNjZ3Vk/Z3IwMmhibjhkLnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/gIV44swf1BSaeB0OY7JpypNQuWMevjY87BTwJp-q4fE/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3k3bWhlcjNjZ3Vk/Z3IwMmhibjhkLnBu/Zw" alt="Image description" width="384" height="384"&gt;&lt;/a&gt;&lt;br&gt;
XDC Network observed a steeper trajectory of developer growth this year and the momentum it brings bodes well for a well-rounded ecosystem. &lt;/p&gt;

&lt;h2&gt;
  
  
  Integrations and ecosystem growth excelled on XDC Network in 2023
&lt;/h2&gt;

&lt;p&gt;As mainstream businesses continue to adopt blockchain technology, a healthy technical environment becomes essential for protocols and dApps launched on-chain. XDC Network’s integrations with industry-leading platforms and its flourishing ecosystem led to a fundamentally strengthened ecosystem, stable access to the network and unique application of the protocol. Notably:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;
&lt;a href="https://www.ankr.com/blog/xdc-network-ankr-s-newest-rpc-connection/"&gt;Ankr&lt;/a&gt; offers developer access to a global network of professionally managed nodes, essential for most blockchain use cases. &lt;/li&gt;
&lt;li&gt;The risk analysis platform &lt;a href="https://www.elliptic.co/"&gt;Elliptic&lt;/a&gt; provides industry-leading on-chain compliance solutions. &lt;/li&gt;
&lt;li&gt;
&lt;a href="https://securitize.io/press-releases/tradeteq-xdc-securitize"&gt;Securitize&lt;/a&gt; sets the standard for tokenizing digital asset securities. &lt;/li&gt;
&lt;li&gt;
&lt;a href="https://coins.ph"&gt;Coins.ph&lt;/a&gt; provides fast and efficient blockchain-enabled cross-border transfers and remittance transactions for its 18 million customers.&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;These and other integrations offer significant benefits to the entire XDC ecosystem and will provide the railways for decentralized finance growth and capital flow on the XDC Network. &lt;/p&gt;

&lt;h2&gt;
  
  
  XDC Network exposure extends in various ways
&lt;/h2&gt;

&lt;ul&gt;
&lt;li&gt;Increased international market exposure. In May, XDC Network increased its international presence when Tokyo-based SBI Holdings announced support for the XDC Network through its subsidiary, SBI VC Trade exchange, noting the influence XDC Network brings to the trade finance sector. &lt;/li&gt;
&lt;li&gt;Upgraded XDC.org website. The site was engineered to support a wide variety of users, providing resources for developers, enterprises, trade finance and creatives – anyone looking to learn more about XDC Network or blockchain technology.&lt;/li&gt;
&lt;li&gt;Social media fosters awareness for the XDC Network’s usage and utility. From X spaces and podcasts to Medium and LinkedIn articles, the XDC ecosystem finds balance sharing essential content across various social media platforms.&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/d0IH8Ph2KmPnQKwQoKWntMtZq0jpFfEkafj3e56oFyA/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L2p1MTBuaDFmcTQ3/cDFncTF5NTQ0LnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/d0IH8Ph2KmPnQKwQoKWntMtZq0jpFfEkafj3e56oFyA/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L2p1MTBuaDFmcTQ3/cDFncTF5NTQ0LnBu/Zw" alt="Image description" width="384" height="384"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;h2&gt;
  
  
  Looking to 2024 and beyond
&lt;/h2&gt;

&lt;p&gt;The transformational events and ecosystem support provided in 2023 establish a proper foundation for sound and steady growth in 2024 and beyond. Through its many industry affiliations and ecosystem participants, the XDC Network is well-positioned to serve as a leading solutions provider for blockchain-based global trade. As more institutions leverage blockchain technology, XDC Network will remain a strong candidate for adoption and utility. &lt;/p&gt;

&lt;p&gt;Increased international exposure at events and growth in new geographic locales will help the network develop roots across the world. Blockchain – a technology designed to facilitate the exchange of data and assets &lt;a href="https://xdc.org/articles/dao-of-chain"&gt;in a manner that is decentralized and borderless&lt;/a&gt; –  will continue to invite and drive creative applications, as well as a global collective of people who support and engage with the technology.&lt;/p&gt;

&lt;p&gt;XDC Foundation wants to thank the team at XinFin who developed the XDC protocol and the vibrant community who plays an everyday role in the network’s usage and adoption. After all, success depends on your network.&lt;/p&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/eiJX3moDH8mpN3SobJelirRmjpoZ3hZ2Rs5nrLnVBF8/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3FwbG5hM212NXI5/ZHBhYjBjbzR2LnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/eiJX3moDH8mpN3SobJelirRmjpoZ3hZ2Rs5nrLnVBF8/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L3FwbG5hM212NXI5/ZHBhYjBjbzR2LnBu/Zw" alt="Image description" width="880" height="1073"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;&lt;a href="https://xdc.org/news-insights"&gt;GET more news &amp;amp; insights from XDC Foundation&lt;/a&gt;&lt;/p&gt;

</description>
      <category>xdc</category>
      <category>rwa</category>
      <category>blockchain</category>
      <category>developer</category>
    </item>
    <item>
      <title>[Informative] Vantage Point: TradFi Increasingly Adopts Blockchain</title>
      <dc:creator>XDC Foundation</dc:creator>
      <pubDate>Thu, 09 Nov 2023 16:34:31 +0000</pubDate>
      <link>https://www.xdc.dev/xdc_foundation/vantage-point-tradfi-increasingly-adopts-blockchain-3inc</link>
      <guid>https://www.xdc.dev/xdc_foundation/vantage-point-tradfi-increasingly-adopts-blockchain-3inc</guid>
      <description>&lt;h2&gt;
  
  
  RWA drives engagement at the intersection of crypto and TradFi
&lt;/h2&gt;

&lt;p&gt;This year has seen a noticeable increase in blockchain adoption by traditional finance (TradFi). Financial institutions (FI) are catching on to blockchain’s benefits in ways that are bolstering the technology’s image and usage. Whether it is tokenized cash deposits, overnight repurchase agreements, or other financial management strategies for their clients, FIs are leaning into blockchain-based finance more than ever, and real world asset tokenization (RWA) is at the forefront of this movement.&lt;/p&gt;

&lt;h2&gt;
  
  
  RWA — more than an industry buzz term
&lt;/h2&gt;

&lt;p&gt;While RWA has existed in the blockchain space for several years as digital representations of off-chain assets, it has recently gained significant traction with more traditional asset classes. To be clear, RWA in blockchain is not related to the more conventional “RWA” acronym meaning “risk weighted assets,” or a bank’s off-balance sheet exposures weighted by risk. Rather, RWA has taken on its own meaning in the blockchain industry recently and has been a catalyst for network usage and digital asset adoption this year.&lt;/p&gt;

&lt;p&gt;Perhaps Sarah Green, Law Commissioner for Commercial and Common Law at Law Commission of England and Wales, puts it best in speaking with XDC Foundation Executive Director, Billy Sebell:&lt;/p&gt;

&lt;blockquote&gt;
&lt;p&gt;RWAs are an object lesson in the genius and power of the blockchain. In crossing both legal and technological frontiers, they have the potential to invigorate TradFi and provide highly attractive new investment opportunities.&lt;/p&gt;
&lt;/blockquote&gt;

&lt;p&gt;— Sarah Green, Law Commission of England and Wales&lt;/p&gt;

&lt;p&gt;XDC Foundation sees a bright future for RWA. 21.co reports that projected growth in the RWA category could achieve $10 trillion in favorable market conditions by 2030, up from $118 billion today. The signs are there. In the current bear market, tokenized private credit and U.S. Treasuries have already grown to $1.3 billion (RWA.xyz). &lt;/p&gt;

&lt;p&gt;The race is on among financial institutions to launch a tokenized version of a well-oiled U.S. Treasury product or other investment vehicle. And why not? Tokenization on the blockchain provides increased accessibility and fluid connection to traditional products with higher yield. &lt;/p&gt;

&lt;p&gt;Similar to how cryptocurrency allows the movement of capital or value over the internet, tokenization in theory could allow for exchanging assets over the internet without relying on centralized third parties and common restrictions such as operating hours, hefty fees, and constricted platforms. In addition, assets can be traded between different applications — a commodity in a futures contract can become the item tracked in a supply chain smart contract through the entire supply chain cycle, for example. In short, more parties can engage in trade directly with each other. &lt;/p&gt;

&lt;h2&gt;
  
  
  The early days of tokenization laid the groundwork for an enriched set of TradFi offerings
&lt;/h2&gt;

&lt;p&gt;Innovation has always been the hallmark of tokenization. NFTs have been around for nine years, and 2017 saw a new level of creativity with the introduction of CryptoKitties, a cat collectibles trading game launched on Ethereum. From there the NFT market soared with enthusiasm and market capitalization. Since inception, nearly 70 million NFTs have traded for over $61 billion (CoinMarketCap). &lt;/p&gt;

&lt;p&gt;While NFTs like the Bored Ape collection or the $69 million Beeple JPEG may not appeal to traditional vanguards, these and other hyped-up tokens pioneered a process that leverages the backbone of blockchain technology — smart contracts. NFTs are simply a form of tokenization that uses smart contracts to digitize a tangible or intangible asset on the blockchain. FIs and fintechs are now beginning to leverage smart contract capabilities in creative ways to streamline processes and tap into new markets.&lt;/p&gt;

&lt;p&gt;For instance, Tradeteq, the London-based marketplace for private credit and provider of securitization-as-a-service, has real world experience in RWA through innovative solutions that follow unique trade finance standards. &lt;/p&gt;

&lt;p&gt;This year, through their subsidiary Yieldteq, Tradeteq issued the USTY token on the XDC Network. USTY gives investors exposure to a multibillion-dollar, highly liquid ETF that is indexed to short-term U.S. government bonds. The tokens are issued through digital securities provider Securitize. This important milestone offers a further proof point in RWA, not just through the advantages of blockchain technology, but also by leveraging the power of traditional investment classes. &lt;/p&gt;

&lt;p&gt;&lt;a href="https://www.xdc.dev/images/FVvUEIezby1YkwKt1BWB5hXlnY4vI-zw2mIn9S2zu7A/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L2trMnRyOXk0N2k2/ZHY1cWtnYzY4Lmpw/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/FVvUEIezby1YkwKt1BWB5hXlnY4vI-zw2mIn9S2zu7A/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/L2trMnRyOXk0N2k2/ZHY1cWtnYzY4Lmpw/Zw" alt="Image description" width="720" height="675"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;h2&gt;
  
  
  RWA Tokenization favors market participants in many ways
&lt;/h2&gt;

&lt;p&gt;Interest in cryptocurrency technology precedes this recent RWA movement. Now, with trusted FIs providing access to digital assets that are backed by or tied to real world assets, traditional investors can participate in the new technology at risk levels they are accustomed to. &lt;/p&gt;

&lt;p&gt;Blockchain technology offers both retail and institutional participants some interesting capabilities — 24/7 trading access, smaller trades, liquidity, low overhead — which, in turn, may enable higher yields and more investment opportunities. A tokenized asset tied to an existing multibillion-dollar ETF may provide a level of access and liquidity — as well as a more easily diversified portfolio — not readily achieved in TradFi. Likewise, tokenized real world assets give participants in the blockchain industry a way to diversify their investment portfolios. With RWAs on chain, investors can opt out of crypto-native instruments, such as stablecoins that are required to maintain a peg, in favor of traditional financial instruments that still leverage the technology, such as tokenized treasuries. &lt;/p&gt;

&lt;p&gt;While tokenization itself may be a challenging concept to industry newcomers, it is a simple process. In many ways, tokenization reflects digitization in the 1990s, when documents and other forms of information transformed from physical files into data hosted on a computer. Today’s tokenization process is similar in that a token holds a reference to a document or other form of information that can be managed on a shared database called the blockchain.&lt;/p&gt;

&lt;h2&gt;
  
  
  RWA and its impact on spot bitcoin ETFs
&lt;/h2&gt;

&lt;p&gt;The world waits in anticipation for the Securities and Exchange Commission to approve the first spot bitcoin ETF in the U.S. The possibility exists, of course, that market capitalization of the spot ETFs will quickly exceed that of RWA — providing another strong indicator of TradFi’s increased valuation of blockchain-based instruments. &lt;/p&gt;

&lt;p&gt;Does it matter if the onset of spot bitcoin ETFs slows the pace of RWA? Or vice versa, could RWA reshape the juggernaut of a cryptocurrency ETF? It will be interesting to see what effect, if any, ETFs have on the trajectory of RWA tokenization. Regardless, FIs are becoming increasingly more comfortable with blockchain technology and are beginning to capitalize on its benefits. &lt;/p&gt;

&lt;h2&gt;
  
  
  As the pace picks up on the RWA movement, blockchain utility swells in recognition
&lt;/h2&gt;

&lt;p&gt;Blockchain technology is more than the engine supporting crypto. If TradFi’s adoption of RWA helps expose the virtues of blockchain, it may lead to escalating adoption across more industries. Real estate, for example, is another industry that utilizes blockchain prominently. RWA allows investors to own property through fractional ownership where one smart contract provides ownership opportunities for multiple investors. &lt;/p&gt;

&lt;p&gt;RWA will likely not be the only big mover in crypto’s convergence with TradFi. Data tokenization has the potential for major impacts on financial institutions. While certain modernization exists through the demands of their regulators, FI legacy processes can dream of the benefits that putting data on the blockchain will achieve.&lt;/p&gt;

&lt;p&gt;As RWA brings an increased level of confidence in blockchain technology, adoption use cases will expand in scope and variety as well.&lt;/p&gt;

</description>
      <category>xdc</category>
      <category>tradfi</category>
      <category>rwa</category>
    </item>
    <item>
      <title>Ankr adds infrastructure support for the XDC Network, empowering developers to pursue innovative Web3 use cases on XDC</title>
      <dc:creator>XDC Foundation</dc:creator>
      <pubDate>Thu, 12 Oct 2023 14:05:18 +0000</pubDate>
      <link>https://www.xdc.dev/xdc_foundation/ankr-adds-infrastructure-support-for-the-xdc-network-empowering-developers-to-pursue-innovative-web3-use-cases-on-xdc-1al6</link>
      <guid>https://www.xdc.dev/xdc_foundation/ankr-adds-infrastructure-support-for-the-xdc-network-empowering-developers-to-pursue-innovative-web3-use-cases-on-xdc-1al6</guid>
      <description>&lt;p&gt;&lt;a href="https://www.xdc.dev/images/pz1HXa4ok8T3cd-1m3mWAxUfON0GJ61rbplHGPZRU4Y/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/LzJ3eGMyaHNmOWZz/dW9panR3M2t5LnBu/Zw" class="article-body-image-wrapper"&gt;&lt;img src="https://www.xdc.dev/images/pz1HXa4ok8T3cd-1m3mWAxUfON0GJ61rbplHGPZRU4Y/w:880/mb:500000/ar:1/aHR0cHM6Ly93d3cu/eGRjLmRldi91cGxv/YWRzL2FydGljbGVz/LzJ3eGMyaHNmOWZz/dW9panR3M2t5LnBu/Zw" alt="Image description" width="880" height="478"&gt;&lt;/a&gt;&lt;/p&gt;

&lt;p&gt;Ankr’s XDC RPC (Remote Procedure Call) service brings a new era of simplicity and stability to XDC Network developers. RPCs act as messengers or routers that streamline on-chain data transmission between XDC dApps, nodes, and end-users. Ankr’s RPCsolution on XDC is there to serve all use cases on the network — including real world asset tokenization and trade finance.&lt;/p&gt;

&lt;p&gt;&lt;a href="https://www.ankr.com"&gt;Ankr&lt;/a&gt; is an all-in-one Web3 developer hub that provides a full suite of tools to build Web3 apps and power them with high-performance connections to blockchains. They provide multi-chain dApp development tools, blockchain engineering services, crypto staking solutions, and a globally distributed node infrastructure that makes it all possible. &lt;/p&gt;

&lt;p&gt;The integration offers XDC Network developer benefits, including:&lt;/p&gt;

&lt;ul&gt;
&lt;li&gt;&lt;p&gt;&lt;strong&gt;Developers no longer need to set up and maintain their own nodes&lt;/strong&gt;. Ankr eliminates this need and saves developers time and effort previously spent on node configuration and troubleshooting. &lt;/p&gt;&lt;/li&gt;
&lt;li&gt;&lt;p&gt;&lt;strong&gt;Performance&lt;/strong&gt;. Ankr’s RPC service involves a node cluster that is flush with data to support dApp development and operation.&lt;/p&gt;&lt;/li&gt;
&lt;li&gt;&lt;p&gt;&lt;strong&gt;Simplicity and Accessibility&lt;/strong&gt;. The Ankr integration simplifies blockchain development and serves as a beacon to developers who want to capitalize on XDC Network’s speed, security, and scalability while seamlessly interacting with the network’s ecosystem.&lt;/p&gt;&lt;/li&gt;
&lt;li&gt;&lt;p&gt;&lt;strong&gt;Empowered Developers&lt;/strong&gt;. Ankr offers services that meet developers wherever they are in the development process and at whatever scale their dApp operates — including a high request rate, high request priority, global node locations, telemetry, debug mode, a support portal, and WebSocket (WS) capabilities.&lt;/p&gt;&lt;/li&gt;
&lt;/ul&gt;

&lt;p&gt;XDC Foundation continually seeks to support developers with the tools and services needed to build decentralized applications that leverage XDC’s blockchain technology. The integration with Ankr adds to a vibrant blockchain network that continues to serve a thriving and interactive ecosystem.&lt;/p&gt;

</description>
      <category>xdc</category>
      <category>ankr</category>
      <category>rpc</category>
    </item>
  </channel>
</rss>
