FXD Loan Not Liquidated but Repayment Impossible After Fathom.FI Migration (Collateral Locked)

weswinarski-rgb — Sat, 03 Jan 2026 20:06:12 +0000

Summary:
I’m unable to repay a legacy FXD loan on Fathom.FI to retrieve my XDC collateral, despite the position never being liquidated and despite the platform instructing users to repay FXD loans as part of the migration.

Key facts:
• FXD position was never liquidated
• Collateral ratios were always healthy
• No liquidation transaction exists on-chain
• If liquidation had occurred, it would appear in transaction history — it does not

What the dApp shows:
• A live “Migrate from Stablecoin (FXD)” guide
• Instructions to repay FXD loans to retrieve XDC collateral
• Warnings that FXD is being deprecated

Actual behavior:
• When connecting the same wallet used to open the FXD position, the UI now shows:
• 0 FXD borrowed
• 0 transaction history
• 0 collateral
• This zero state is incorrect and prevents any repayment action
• No approval, repay, or migration transaction can be executed

Problem:
The migration instructions exist, but there is no executable path to repay FXD or unlock collateral.

Questions:
1. Are legacy FXD positions no longer indexed by the frontend?
2. Do the FXD lending + collateral contracts still allow direct repayment?
3. Is there a manual contract interaction method (Remix / XDC Explorer)?
4. Is there a repayment-only or migration contract for FXD deprecation?

Since the position was never liquidated, the collateral should still be retrievable once repayment is possible.

Any guidance from devs or community members familiar with the FXD contracts would be appreciated.

Developers Forum for XinFin XDC Network: weswinarski-rgb

FXD Loan Not Liquidated but Repayment Impossible After Fathom.FI Migration (Collateral Locked)